Banks
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Ally Bank
Asked by K.L. from Savannah
on December 21, 2012
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My husband and I are thinking of using Ally bank for a money market account, since the interest is much higher than at our own bank. We would be using this account fo...
Answers
- We have had our savings with them for years and never had any problems. We were with them when they were GMAC. Transfers to outside accounts take about a day or so....
- GMAC (former name of Ally) almost went bankrupt but they're in good shape now so I think you'll be fine.
- I have a car loan through Ally Bank and they take my money just fine.
Do You Love Your Bank?
Asked by J.T. from Chicago
on October 19, 2011
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We are looking at switching banks from Bank of America. We could bank with USAA, but the fact that there is no brick and mortar bank kind of freaks me out. Chase jus...
Answers
- i loooooooove usaa. they are much much more helpful than any in person could ever be...the most polite...don't charge for debit card, and you can deposit at a ups stor...
- We love USAA. Not having a "brick and mortor" bldg has not been a problem and their pluses far out-weigh that single negative. Good luck. ~C.
- I'm coming in a little late on this one & you've already made your decision but I I have to vote USAA. We've been with them for a number of years now & love it! It can...
New Bank?
Asked by J.B. from Philadelphia
on July 19, 2008
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hello, i will be moving to fishtown and will be looking for a new bank. any suggestions? we are from chicago and are looking for the bank with as many atm's in the c...
Answers
- I'm not particularly fond of PNC, but it seems like everyone here uses it. There's a BofA in Fishtown. I think they're great. The real reason I'm responding is that...
- all the Wawa's around here have no-surcharge ATMs... if you join a credit union they wave the fees for most tranactions. I wouldn't recommend Commerce just because th...
- Philadelphia has a large number of credit unions and almost all of them have open there doors to Philadelphia residents. I belong to American Heritage Federal Credit U...
Bank Account
Asked by N.0. from Mobile
on October 8, 2011
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I had a banking account in my maiden name before I was married. I never closed it out but I have not used it in 3yrs. Would the bank have closed it or would it still b...
Answers
- I used to work at a bank, and after awhile they would go dormant. So basically you could not deposit or withdrawl from it until you re-activated it through a banker. ...
- Depends on your bank some charge a daily fee if it hasnt been used in year until the balance is $0
- Depending on the bank and the amount you had in there in might be gone due to all these fees the banks are charging these days. All you can do it ask at this point.
Bank of America or Chase Bank???
Asked by J.S. from Chicago
on May 12, 2011
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Hey mama's!! I have a bank question for you! My family & I are going to be moving down to Texas in July. Here in IL, we bank with PNC and they are everywhere here! ...
Answers
- I have Capitol One since they bought my bank. I have a credit card with BoA, but several friends have told me not to otherwise bank with them. Our favorite bank is...
- My husband works for Bank of America in the Mortage dept. so I guess I'm a little bias, but we love banking with them.
- Bank of America has been in the news for horrendous mortgage practices as well as losing customers' paperwork. A friend of mine recently went on many interviews to be...
Bank Charges
Asked by N.0. from Mobile
on October 1, 2011
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So with the new charges from the bank will you keep or close your accounts? Just wondering. I just got a letter in the mail this week about the charges. We use Regions...
Answers
- I use BofA and will switch if they are gonna start charging. It's ridiculous. They already charge the merchant for allowing us to use a debit card and now they want ...
- We will be moving our accounts out of BofA. This really makes me mad tht they are doing this. It's nice of them to give us a heads up before they stick it to us. I ...
- Ive never used a debit card, or ATM. My daughter uses the same bank my husband and I use, and shes always complaining about fees for use. Her statement comes and there...
Bank Employees?
Asked by T.L. from St. Louis
on February 26, 2013
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Would you hire someone who had to file bankruptcy 2 years ago to work in a bank? Business? My friend is having difficulty applying places as she thinks no one will hi...
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- If I had 2 otherwise equally qualified candidates, I would hire the one without the bankruptcy ... that shouldn't keep her from trying - she's def not gonna get hired...
- Many states now have laws on the books preventing companies from doing credit checks on a pre employment basis, but not all states. It could hamper her ability but sh...
- Because they handle money no bank will hire you if you have bad credit, bad like bankruptcy bad. Too many risks and there are no rights protected by law. It is no ...
Do You like Your Bank?
Asked by A.V. from Washington DC
on January 27, 2013
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Capital One has screwed up for the last time for me so I'm looking to move both personal and business accounts. Does anyone in the Washington DC Metro area have a bank...
Answers
- Switch to a credit union!!! I am not in your area so I can't recommend a specific one, but in my experience, credit unions are much more consumer friendly and are comm...
- Sandy Spring Bank is great. Great customer service, lots of brances in the area and ATM's. They are also local and have been in the community forever, well not forev...
- USAA is AWESOME!!!! We've had it for over 15 years and use them for everything! The downside is that there is no "branch" to go into, if you like to do that. It has...
Bank Accounts for Kids
Asked by D.C. from Dallas
on September 20, 2010
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Do your kids have their own bank account ???
If so....which bank are you using....
Bank of America (our bank) doesn't offer a good deal (has to have $300 in it o...
Answers
- We use the bank through my husband's work. It's a credit union bank and both my kids have an account.
- My daughter has a BOA account. We use BOA because that is where our business accounts and personal accounts are located. We don't pay any fees.
- TD bank gives the kids 10 when you start with 10 dollars... we stared it there and once they got to 200 we opened a GE savings acct.. you do it online... you get mor...
Looking for a New Bank
Asked by M. from Chicago
on March 6, 2008
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Hi!
Recently our bank (MidAmerica- who we loved) was bought out by National City (who we don't like). We are currently looking for a new bank but don't want to swi...
Answers
- we love 5th third we love the online site it makes bill paying easy and check balancing easy there is a feature when making a house budget that allowed me to average...
- I've been banking at West Suburban Bank since I was a teenager. They are very friendly and have a community bank feel to them. They also have great rates on CD's, mo...
- I have been banking at west suburban bank for years. There statements are easy to read the personal bankers are great. The tellers remember your name and always say hi...
