Bankruptcy
Results 71-80 from 780 articles
Auto Repo
Asked by M.T. from Sacramento
on October 29, 2010
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Hi Moms,
I need some advice on auto repo and how do you bounce back from it? Is bankruptcy the best way to handle it since you no longer have the auto? What is a ...
Answers
- A friend of mine had bought a program car and then the first week her husband had a wreck and nearly died. The car payment was taken out of her checking account and e...
- I worked in auto finance nearly 10 years. I worked accounts that were out for repo. Bankruptcy isn't a good choice if the repo is your only debt. Keep in mind the...
- Hi Mama- I feel for you in this economy. My best advice is to seek out a credit counselor about your debts, what to do regarding paying them off, or seeing if bankrup...
All Moms
Asked by A.P. from Atlanta
on May 6, 2007
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I was wondering if there was anybody out there that could give me some advice on loans. I have a 25,000 loan that I need to pay off but I am having a hard time paying ...
Answers
- clark howard.com don't file bankruptcy try and contact the lender for an interest decrease. Hope all goes well
- I'm pretty sure that filing bankruptcy means they take the house. Bankruptcy is a serious problem with credit scores too.
- Hi A., I am a retail loan officer. I have a couple of suggestions, if the $25,000 is a Home Equity Line of Credit and not a loan your rates have probably increased an...
Car Payment for a Car We Dont Even Own Anymore!!!!
Asked by L.B. from Charlotte
on February 4, 2010
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Ok - I will try to make this as short and understandable as possible! About this time last year we traded my husband's truck in on my current car. Come to find out the...
Answers
- I would gather all the paperwork from the sales transaction showing that you traded in the truck and the dealership would pay off the loan. I am sure this is aggravat...
- If the bank still has the title then they still own it so they can still reposses it from the people you traded it too. Who ever has the title own it no matter if you...
- Isn't it in your contract when you traded the truck in that they would pay off the loan? Even if they filed bankruptcy doesn't that mean the loan would of gone into t...
Can Anyone Tell Me What to Expect from a Short Sale or Forclouser?
Asked by K.G. from Fort Wayne
on April 15, 2010
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We have our home up for short sale, we had to move out of state for my hubby's job. we have not been able to make payments on both properties so now we are in defult o...
Answers
- My husband and I went through a short sale last year, and as long as your mortgage company sets the price and agrees to let it list at that value, you will be fine. Th...
- Call this number asap they helped me and can help you at no cost. 1800 ###-###-####. They are local in strongsville and work with people that have moved out of sta...
- I'd be really surprised if they could go after your other assets for the loan. A mortgage is a secured loan. The collateral you put up against the loan is your house...
Debt Consolidation Is It Worth It/does It Work???
Asked by O.G. from Sacramento
on August 28, 2009
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I am currently in a lot of debt and looking at the possibility of using a debt consolidation company. Does any one have experience with them and can you tell me what t...
Answers
- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
Housing Credit Checks
Asked by L.B. from San Francisco
on June 10, 2010
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Hello out there,
I am looking for an apartment and I found one that I have high hopes for. The landlord is going to run a credit check and I guess that will determi...
Answers
- You are allowed to get one free credit report per ____@____.com ...nothing to buy. It's the real deal.
- There are a lot of things that a landlord considers when deciding on who to rent to. Mostly is will you make good tenents (quiet, not destroy property, etc) and can y...
- Hello MS-Nguyen, I think all the advice you have been given is wonderful and really covers every part of the landlords need as well as your obligations and responsibi...
High End Outlet Stores
Asked by M.P. from Minneapolis
on April 12, 2012
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First off, saying High End Outlets, seems really wrong. Next, this post isnt going to be what you think. As usual my posts kinda do this.
I have this Frenemy, that...
Answers
- Well, I would just stay out of her business and not worry about it. You have no clue how much they make or what their savings, debts and shopping budget is like. I hav...
- Well since most of the stuff at the outlet stores are lower quality made just for the outlet store I'd say your friend is in for a shock when she goes.
- Probably not long. But you can find some really good deals there sometimes! But even if she does go bankrupt shopping there, I think it's sad. I guess some people ...
I'm Tired of Being the Responsible One
Asked by S.L. from New York
on April 30, 2012
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Is it weird to feel jealous of the person you love? I feel like my husband makes his own choices.... When we adopted a baby he arranged to work nights and stay home wi...
Answers
- I soooooo get you!!! For the past 15 years I’ve been waiting for my husband to find his ideal job or a way to make a decent living so I can find a job that I enjoy. ...
- Sounds like your husband has a lot of time on his hands. You have a kid (or three kids? It's not clear from how you wrote this), you work full time and go to school an...
- That's great that he gets to do all this stuff. However, if he's not asking you first - not for permission, but to be considerate and to make sure you don't get burden...
Real Estate Law Expert Needed Fast!
Asked by A.J. from Chicago
on January 3, 2010
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Renting a two story home with my husband and children.the owners filed chpt 7 bankruptcy
two months prior the owners did not renew our lease but did honor a month to...
Answers
- 'm not a real estate expert but have heard of similar situations and I suggest you call the Board of Health and report the conditions. Call the Mayor's Ofice and they...
- My husband is a real estate attorney who used to work for one of the bigger foreclosure firms in Chicagoland. He can definitely advise you from all angles and point y...
- 7 years ago I worked for a lawfirm called Seraphin & Seraphin in St. Charles. They are very good attorneys and work in the real estate field. Their # is ###-###-####...
Seeking Advice for My Mom
Asked by C.W. from Kansas City
on September 30, 2008
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My father passed away a few months ago and my mom found herself in a very difficult situation financially. She has medical conditions that keep her from working and s...
Answers
- If she is looking into bankruptcy, my friend went through Rachel Foley. Her number is ###-###-#### and website is http://www.kcbankruptcy.com/
- C., First of all let me tell you I am sorry for your loss and your mothers. I know this is a difficult time for you both. I lost my dad when I was 15 and my mom was...
- Have her call Mid-America Regional Council and have her ask for the Area Agency on Aging the number is ###-###-####. They have a lot of information and refurals to oth...
