Bankruptcy
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Financial Help!
Answers
- We had a credit card that we could not pay and the credit card company set it up at 2% interest and is accepting low monthly payments. If I were getting a large ta...
- Use your TR to pay down/off one of the cc, make sure to call them and tell them how much you can pay, so if you owe $5,000 but your TR is $3,000 say I can pay $3,000 a...
- I'm assuming the credit card debt is still accruing interest, so I would go for that first. I would call up each place and offer to settle for half of the debt and the...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Answers
- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
In over My Head!
Answers
- I used to work for a NON FOR PROFIT (this is key) that housed a Consumer Credit Counseling Service (CCCS) and they have locations in a number of places (and the abilit...
- I've worked several commission only jobs. It's a hard way to make a living. You never know how much you're going to be bringing home. I applaud you for even trying wit...
- not sure what to tell you other then good luck but wanted to let you know that I was a telemarketer while pregnant with my daughter so I understand the 'stain' you dea...
Living Room Furniture
Answers
- I used to work in a hotel and we sold most of the furniture on craig's list. Have you tried that?
- My husband works at Mealey's Furniture. They have reasonable prices and great quality. I like everything we've gotten from there. They also have a warehouse sale on...
- try the dump. i hear commercials for it all the time. i would also look in the newspaper or go online. raymour and flanagan is also good but they are pricey. sometimes...
Bills Crisis and Need Some Input as to Good 2Nd Jobs And/or Cost Cutting Ideas.
Answers
- Here's what I would do...give my pets up to a shelter, buy generic food, cut utility bills by being very careful (turn up the thermostat on the air, etc.), don't spend...
- Costco to buy fruit, milk, butter, eggs, basics. Cut out all junkfood & entertainment now. only eat healthy veggies - if its all thats there that is all you will eat a...
- Hi, I have been in a similar situation, credit card debt and the likes. I can feed my family of 4 for about $200 per month by shopping at stores like Save-a-lot and A...
Abortion?
Answers
- Hi A., I can sure relate to this, I found out that I was pregnant with my third child last year after having a still birth child, followed by another child that was v...
- I certainly don't have any answer for you but just wanted to suggest that there are probably a lot of people in your communities (neighborhood, work, etc.) who would b...
- A., I can't begin to imagine what you are going through. I'm truly sorry for your pain. I've never been in this situation, but I've thought about it. First, it look...
Other Choices Besides Shutterfly?
Answers
- I like snapfish. It's easy to use. It's similar to Shutterfly.
- I personally love shutterfly (free shippping on orders over $30 is what's earned my loyalty ) I used to Snapfish, they are good too. But very similar.
- I make scrapbooks for people and this is one of my top three reasons why I do. Shutterfly, Snapfish, etc all have the same basic layouts and I agree that usually the p...
Husband's Self-employment and Debt Has Me Stressed Out
Answers
- WOW! I can't believe I found someone going through almost the same scenario I am going through!!!! I have taken over my parents company now in it's 5th year. My par...
- I understand your stress. My husband started his first business 2 years ago and he is not very organized. Fortunately, he has never put anything on credit. What I am ...
- L., Wow! I misread the date and didn't realize you wrote this a year ago! How are things going now? I've been thru similar things with my husband, too. We st...
Finances/finding a Home or Place to Live
Answers
- I'm sorry for your financial struggles.... I'm sure you are very anxious to get out and on your own again. However, I think maybe the better thing to do is to stay wit...
- i had a similar situation. i lived with my for a year in her living room and then moved out slowly into a studio with my 1 year old, then the next year it was a two ...
- No idea where to go, but just to know you may have a hard time finding a bank that will loan you money on a house. They are skeptical now a days anyways (most are aski...
Divorced Moms
Answers
- I had a friend in a similar situation when her daughter was 11. The daughter told the judge how she felt and why and it was determined that she could see her dad when...
- Actually, I'm pretty sure that at age 12 children ARE granted some legal rights when involved in family court. I would double check that...but I'm pretty sure it's at...
- At the age of 12 the judge should take your son's feelings into consideration and you really don't need a lawyer for visitation matters in court.