Bankruptcy
Results 91-100 from 780 articles
Deep in Dedt What Can She Do?
Asked by A.R. from Los Angeles
on June 21, 2011
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Hi Ladie I need your help. Actually I need your help so I could help a friend. I've known her for over 11yrs. In the past 4-5 yrs she has had alot happen to her. First...
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- Daughter should try babysitting jobs where she can take her child along. Agree with applying for public assistance. The friend should try to get a second job also.
- She needs to start paying the attorney a little bit each month and build up the money to file. That way it won't be an easy bit of savings to help out at the end of t...
- Lots of things she and her family can do. 1. Cut back on expenses. Get rid of everything that isn't necessary. Cable, anything other than basic cell phone, intern...
Need Child Support Advice
Asked by L.R. from Detroit
on April 9, 2009
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Divorced moms - I desperately need some advice. I've been divorced for nine years and had three young children at the time. My ex and I lived a half mile from each o...
Answers
- Hello, I am sorry for all of your stress!! But I just wanted to comment and let you know to let the court deal with it! Don't take undocumented payments any longer ...
- If he was paying you in the first place (50/50 as you agreed) you wouldn't have gone to court. You did the right thing by going to court. I know it sucks to think that...
- L. don't feel guilty about his debt. You didn't put him there. HE is responsible for paying support and do not do this between the 2 of you. It will not work out in th...
Financial Advice
Asked by L.W. from Chicago
on January 29, 2009
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Hello Moms,
This year has been extremely tough with the economy. My husband was laid off and is now back in school Full-Time. He was a union carpenter and with the ...
Answers
- L., This economy is tough for everyone. Whatever you do, do not go with a debt consolidation company who promises to save you money and work w/ your credit card c...
- I have not ever been in that situation, but from watching a number of different things on tv, magazines etc. You should definitely look at your debt and lay it out if ...
- Hello, I hear you there. Though I must say, your debt is not bad and very manageable. I would not close out accounts or take out any more loans. If you do get an offer...
I Should Know the Right Answer.. But...
Asked by R.B. from La Crosse
on December 27, 2011
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I guess I do know the right answer, just don't know what way would be the best to handle it. We have to give them both back but
I don't know if its best to just han...
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- What is your income? What other debt do you have? Can you sell some stuff to raise the money to fix the van so you CAN sell it for what you owe? That eliminates t...
- You will have to determine the future cost of both consequences. Getting rid of both may seem the option but how much will that decision cost you in the future. A fore...
- Talk to a bankruptcy attorney about your options. A friend of mine was somehow able to file for bankruptcy, get rid of $100,000 worth of debt and keep their home (a $...
I Ask This with Humility....
Asked by C.M. from Portland
on March 31, 2009
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Hello ladies,
All of us can agree that times are tough for everyone everywhere. I need so off the cuff advice from someone not my grandma. My husband and I have alw...
Answers
- There are certain protections for your home under bankruptcy law and provisions that allow you can affirm debts (agree to keep paying them) and keep the asset. You sho...
- Don't do it! If you're already in a stressful financial situation - you have to humble yourself & buy a car you can pay cash for - no financing, or it will only get wo...
- Hi Candace, It sounds like you have time to plan. If hubby graduates in the fall, loan payments won't start immediately. Does he change jobs after graduation or now...
Concerned About a Friend - Foreclosure
Asked by L.M. from New York
on July 2, 2011
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How does a foreclosure work?
I'm very concerned about my friend. I don't know all the details, but she told me about a month ago she was 3 months past due on her m...
Answers
- We are at the end of a short-sale thru our mtge co. We are actually closing on the 29th of this month w/our house. The bank should've been offered them loan modifi...
- She needs to be the one figuring this stuff out. JMO.
- I don't feel bad for people (as you described) like this. Sounds like they didn't care so why should you? With this mortgage crisis it's hard to say how long the b...
Feeling Guilty and Torn over Working Part-time Instead of full-time...help?
Asked by C.N. from Buffalo
on August 24, 2010
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I just started back to work at my part-time position this week after maternity leave. I have a 3 month-old and a 3-year-old and my husband was recently injured in a w...
Answers
- When you sign up for credit cards they all ask you if you want insurance on them. If your credit cards are in your husband's name have him call them & find out if he h...
- You certainly are in a tight bind. It's obvious that full time work would lessen the financial stresses in your home, so I would really consider that, and see if there...
- Definitely look into public assistance. I have utilized the food stamp program, and it was a lifesaver during lean times! Try to stay home with the little ones as lo...
Custody Issue and the Courts
Asked by J.D. from Los Angeles
on June 3, 2009
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I am a 43 yr old single mother of a wonderful son who is 18 mths old currently. The father and I never married nor lived together and the baby was a "surprise" and to ...
Answers
- J., My attorney is Noelle Halaby in Glendale and she is amazing. ###-###-####. I have had HUGE issues with custody and she has given me great advice about how to de...
- I am so sorry that you are going thru this. I know of a good family law attorney - Early Hawkins. He is a very nice man and from what I have seen a good lawyer. Not...
- DOCUMENT EVERYTHING, and print out his threatening e-mails as proof for your case. DOCUMENT anything anytime, so that you can use it to help your case. so sorry yo...
Short Sale Wrinkle
Asked by V.L. from Chicago
on March 30, 2011
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After waiting about two years it looks like our short sale has been approved for a very lucky buyer. Bank of America is selling our home which we owe $235,000 for $15...
Answers
- You need to address these ?'s to your mortgage professional. I have one in my networking group and she has talked about this situation since last fall. The IRS has s...
- It does mean it is added income. Yes, they certainly can do that. Your bankruptcy may affect how you are taxed on it. Talk to a tax professional to get that answer.
- From what I understand, you could be in a similar situation with a foreclosure, depending on how much the bank gets at auction for your house. Technically, they can s...
Need Advice and Help with Mortgage Information
Asked by M.E. from Chicago
on March 11, 2009
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Hello,
My fiance and I are planning on moving to Arizona after our wedding. We would like to buy a house and we found a couple ranging from 100k to 130k. The only ...
Answers
- Some of the things I am about to say has nothing to do with you personally. I do not know you or your situation but I do something about mortgages because my husband ...
- I think the market is tough right now. Don't forget if you don't have 20% down, you will have to pay private mortgage insurance (I think ranges from 50 to maybe 80 buc...
- My husband is a loan officer and does mortgages for a living. Give hima call. His name is Nick, and his number is ###-###-#### x183. He'd be able to give you more i...
