Account Types
Results 51-60 from 121 articles
Working Out the Finances in Marriage
Asked by A.B. from Chicago
on March 20, 2007
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Hi Moms,
I'm just curious to see how other families manage their financial situation. My husband works full time and I work almost full time running a small in-hom...
Answers
- Hi A., I am sure this could really be a heated discussion, but I would just like to say that no one person in a marriage should be entitled to more money than the o...
- Its a tricky subject. Good for you for getting into the details of your home. We treat the household as a business. Then what we did was figure out what our monthl...
- Well not to sound mean, but there seams to be a lack of communication there. My husband and I make a budget for the month. We write down all the bills that have to be...
Saving for Your Toddler's College Fund! 529, Gerber Life, Etc???
Asked by J.A. from St. Louis
on February 11, 2011
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Any suggestions on what you and your family are doing?
While my parent's paid for about 60% of my college career, they hardly saved at all and left both myself and...
Answers
- Hm, no savings for kids. We own properties (one paid off) and plan on buying more as years pass. Come college time, if kids don't get scholarships then we sell a prope...
- Missouri's MOST plan is one of the top five best plans in the US. Not sure why you would look anywhere else. Oh Lola, we thought the same thing about private sch...
- Honestly your financial planner is right. There are many ways to finance a college education. You can't borrow your own retirement. While "maxing out" your retirement ...
Money & Marriage
Asked by H.V. from Cleveland
on March 31, 2011
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How is Money handled in your marriage?
Do you agree with the statement "I make the money, I make the rules"
I'm just curious as to what goes on with money in other p...
Answers
- Hubby makes the money, I only work PT and bring in very little money. I am responsible for paying all the bills. We have a joint account and both have access to the $...
- The majority of our income comes from my husband. He pays the bills, and each month I tell him how much I need to shop...and that's how much he gives me. If I add 20...
- We both bring home income, we have separate bank accounts, and we split the bills proportional to our respective incomes.
How Do You Manage Your Income in Your Family?
Asked by M.A. from Toledo
on October 7, 2011
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Hi ladies, you've been such a great support and I would like to thank you very much for your answers to my previous questions. I will keep you updated on how things go...
Answers
- Sit down with him and tell him that you would like to get your finances in order. You can do it together or you (or he) can do it alone. My hubby is okay with me doing...
- My husband is financially irresponsible. He's a great guy but isn't good with money. Soooo, he is responsible for one big bill - the day care bill. He's also responsi...
- Your husband sounds like he has a spending problem. He is keeping money from you and being dishonest about it. He is being unreasonable about you spending money on an...
Husband Borrowing Money
Asked by A.A. from Las Vegas
on July 11, 2012
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I am so mad right now I just found out my husband borrowed money from my mil..wasn't much however I am the one that pays the bills. He is laid off once again and to be...
Answers
- Some people are good at handling money. Some people are not. I know of only 2 families where the husband and wife share financial jobs fairly evenly. In all the others...
- If he was laid off and isn't working how in the world do you expect him to help you pay bills until he has a job again? You said he isn't working, but then you said "h...
- Regardless of his inconsistant work, TAKE his paychecks and pay the dang bills with them. Give him a SMALL allowance until his mother is paid back. When he isn't w...
Savings for Baby
Asked by J.R. from San Antonio
on October 21, 2009
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I just had a baby 4 weeks ago and I have a good friend who wants to start a savings plan for him. My question is has anyone done this and what is the best way to do i...
Answers
- Hi J., check out http://www.savingforcollege.com/ it has all of the 529 plans. You don't have to use one for Texas, you can use the best one to fit your needs. Congr...
- Hello, I have 2 little ones and a friend of mine said that the best one to join when the open enrollment is the Texas tommorows fund. He has it for his 2 daughters the...
- Robert at Fries Financial in College Station set up a 529 plan for us. He's incredibly honest and very easy to work with. Best wishes to you!
Educational Savings for Your Child's Future
Asked by J. from Memphis
on January 30, 2008
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Has anyone started an educational investment account for their child/children?? I was just wondering who you went through, and if you are happy with the service. I'm...
Answers
- I started a Upromise account for my daughters 6 years ago. What Upromise does is give you savings toward college when you buy items from participating companies. You...
- Last year I was faced with the same problem. Not sure which plan to go with, I spoke to some of the employees at my bank. I met with an investment specialist that is...
- We went with a friend of ours who is an Investment dealer. Her name is Lana K. Caldwell-Wargo and she works for PFS Investments ###-###-####. We were looking into ed...
College Fund - How Much
Asked by S.G. from Washington DC
on October 11, 2011
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How much do you put in your child's college fund each month? I expect my children to take out a small loan for college but I'd like to pay for most of it. I am just wo...
Answers
- An optimistic assumption would be that you save now and invest the money and it grows more quickly than college tuition inflation. But that's optimistic. If you're f...
- We put $200/mth in a savings acct. and then when it reaches a certain amount we will put it into a CD that will mature the year we need it (or think we'll need it). N...
- We don't. Not a penny. Here's why: My husband graduated 3 years ago (was in school shortly after our son was born, but went full time, unlike myself who has be...
Working from Home
Asked by L.B. from Columbus
on July 6, 2010
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I am a stay at home mom of 2 and would very much like to find something that I can do at home to make some extra money. I have done several of the home parties (Party...
Answers
- I've tried the direct sales type things, too, but they truly are a lot of work and not always a steady income (especially at first). I started babysitting part-time on...
- Hi L., I understand your situation. While I never did any of those party things because I didn't like all that was involved, I know how difficult it can be to find ...
- I babysit. That way, my kids have others to play with and I don't have to worry about going anywhere or what I'm going to do with my own kids. I also clean a few hou...
Divorcing with Kids,house and dogs...what Can I Do
Asked by K.H. from Dallas
on May 23, 2012
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I have heard to let my husband file first so he will have to pay court fees etc then i've also heard that i need to file first so it will look better for myself. I'm ...
Answers
- You can do this pro se if you both can agree on the terms. You can find the documents on line. I did this but had a lawyer as a friend who helped guide me through th...
- You need a divorce lawyer. Some will do a first time interview free. If you don't want the house, pay the lawyer instead of the mortgage. (Maybe your husband will pa...
- I completely agree with R T. Your family is in my prayers.
