Account Types
Results 11-20 from 121 articles
College Fund or Retirement
Asked by J.G. from Chicago
on December 1, 2012
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Hubby is fortunate to get a nice bonus most years. This year, I would like to take a portion of it and max out IRA limits --we already max out his 401k, but since I do...
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- Retirement. Your kids will have options when it comes to paying for college. Retirement is totally up to you.
- I say retirement as well. There are SO MANY different grants and scholarships available out there, you just have to look for them.
- Retirement..... kids can get loans for college.....there are no retirement loans.
I Can't Get a Checking Account!
Asked by A.G. from Austin
on May 5, 2008
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I am in a bad way financially and I have in the past let my account get overdrawn. I tried cancelling the account and paying what I owe in payments but the company ref...
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- You will need to contact the company you had the checking account. They may transfer you around but stick with it. You need to talk with someone (don't forget to get...
- Pay off what you owe. A bank will not let you open an account if you are reported to telecheck. Call telecheck to see what is being reported and pay it off so that the...
- I have been placed in the same situation due to my ex refused put us into the negative $500 at Washington Mutual. I even went down to WaMu to advise them to allow me t...
Do You Have a Financial Safety Net?
Asked by K.B. from Chicago
on January 19, 2013
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If your husband or significant other walked out today with plans to dissolve the relationship, how would you manage financially? What level of financial independence d...
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- I agree completely with Bug's answer; she and I are pretty much in the same boat and on the same page. My husband works out of the house full-time, I have my own f...
- We do not have separate accounts. I do bring in some money, from working at home. It's nowhere near what my husband brings in. My husband is AWFUL with finances, so I'...
- I had my own credit card in my name, not just a card with my name on it from my husband's account. That and my own IRA from when I worked. When my ex and I separa...
Retirement and 529 Advice
Asked by M.L. from Houston
on August 20, 2012
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When my husband got a new job, he had to take his former job's retirement account to the bank. It's only about $7000. Well, it's been in there about 2 years and I just...
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- I would suggest talking to a financial advosir that you trust. Get some recommendations from friends, hubby's job, etc and not someone where you just walk in from the...
- I'm no expert on finance, but what I can tell you is the bank did not make the choice on where to put that money. They may have given advice, but ultimately it was the...
- That actually does seem about right. I know 7,000 sounds like a lot but it really isn't. You can try moving it into a brokerage type account but I can tell you watch...
Retirement
Asked by J.G. from Chicago
on July 8, 2012
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Do you really try to save for retirement? Or do you put off saving to buy things in the NOW?
I have a friend whose kids want for nothing. They must own over 200 mov...
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- She just lives in the "now", doesn't she. Reminds me of the old story of the grasshopper and the ant. She is one of those who just hopes that someone will take c...
- it wasn't an option for us for years. there was just nothing left over paycheck to paycheck. we started our 401K in our early 40s. it got cut in half last year. i don'...
- Since I want to retire eventually, I absolutely save for retirement I also save for college funds and short-term needs/wants. I also believe there needs to be a hea...
The Millionaire Double Standard (Warning: Political!)
Asked by A.B. from Pittsburgh
on October 28, 2012
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Ok, we are all entitled to our reasons for preferring one candidate over the other, but there is one argument I just don't understand and I'd like to focus on it, not ...
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- All I know (and really don't KNOW but have heard) is that Obama was raised by a single mother, working 2 jobs who died of cancer while fighting insurance companies for...
- The so called argument your're talking about is really a hodgepodge of various opinions of various people. Some people admire the fact that Obama came from working cl...
- Romney is good at making money FOR INVESTORS. In many of the companies that Bain invested in and consulted with on restructuring, the route to profitability involved l...
Seeking Financial Advisor/Insurance Agent
Asked by A.G. from Chicago
on September 16, 2008
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We are seeking a finacial advisor who can also help us with our insurance needs. We would like someone who can advise us on family financials as well as take care of ...
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- A., I am a Financial Planner and Partner with W Financial Services. We provide insurance and investment advice for our clients. I have a number of small business o...
- Dear A., I have worked with the same financial advisor now for almost 7 years. He works for MetLife and has experience with all kinds of insurance plans, retirement p...
- Hi A., I am a small business owner also. We use an amazing advisor in Downtown Chicago that I HIGHLY recommend to all my family, friends and colleagues. He is in ...
Financial Choices.....I Need Some Savvy Mama's to Advise Me!
Asked by M.R. from Boston
on April 5, 2011
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I was laid off from my job at the beginning of this year and although I went on unemployment, the loss of income was so great that I had to make a choice to pay the ut...
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- Well, I'm no financial guru or anything, but we are just pulling out of some tough financial times due to job loss/economy problems as well. What we learned (the hard...
- the general recommendation is that 10% of your net income be put into some sort of savings each month. after combining yours and your husband's income and figuring ou...
- I think deep down you are really afraid of losing your job again and prefer to save every ounce you get even though you are in credit card debt. My advice would be to...
How to Speak to Husband & SIL *Updated*
Asked by C.B. from New York
on December 30, 2012
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Ok I had to create a new profile as I don't want anyone related to me to know that it is me.
Here it is....my husband & I have a home with a garage apartment that m...
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- You won't be able to evict her without your husband being all right with it, and I'm guessing he's not. It's his sister. But if he's all right with it, then you're g...
- Sounds like your H thinks he is like his parents that have endless resources to give to his sis. You need to dispell this illusion. He did not take her to raise. Money...
- I'm with you on all counts except having her dad pay for her. Your FIL and his finances have nothing to do with this and shouldn't be part of the equation. That said...
Question for Moms Who Use Financial Planners
Asked by S.S. from Los Angeles
on July 12, 2010
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How much are financial planners and are they really worth it? Thanks!
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- I don't pay my financial planners. They get a fee from whatever my investments are making. So in a way, they want to make money for me too. I have 2. One from my IRA a...
- Financial Planners typically get paid on your investments that you enroll with them. And if you have a good one, yes they can be worth it. Before you look into ...
- Do you have a 401k thru work? The company that oversees/manages our 401k's, (I don't know if they are called Finanacial planners, advisors, money manages, etc.) has t...
