401(k)
Results 71-80 from 385 articles
Financial Planner/Advisor for Kids College
Asked by A.L. from Dallas
on May 16, 2011
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So, I am wondering if any financial advisors out there can help me with this. I am currently in grad school and when I finish I will be making a good salary. My oldest...
Answers
- May I recommend Mark Cannon with Ameriprise Financial - ###-###-####. He's a really nice and intelligent person with a young family of his own. He's been really help...
- I highly recommend Shirley White-Stevens in Allen: http://www.shirleywhitestevens.com/ Not only is she an independent certified financial planner, but she specializes...
- A., I have a WONDERFUL financial advisor with Ameriprise Financial in Richardson. He is on Campbell Road, just east of 75. His name is Charlie Pepkin. He's been my f...
Investing/Saving Question
Asked by R.W. from Salt Lake City
on March 6, 2011
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I'm hoping some of you are financial gurus who know a lot about investing and can help me with a question. As of right now, we are 100% debt free (about to purchase a...
Answers
- I agree - a finanical advisor can help. If you know you'll have the money each month and you already have emergency funds, I'd say invest in a mutual fund. I recommen...
- When I was a financial planner, we looked at a few major areas. That you have no debt and some emergency savings is wonderful. Does the $10K savings include the down p...
- I am a financial planner also. Jennifer S has a great response. The only thing I would add is that if you get advice from a financial planner, look for someone who is ...
Money for Retirement Account
Asked by O.L. from Los Angeles
on December 30, 2011
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Hi, just wondering what a reasonable amount of money is to put into one's retirement account? What type of account do you put it in?
Answers
- I agree with the answers below, especially about needing to personalize your own situation with regard to your current income level, your spending habits, your current...
- I think you need to talk to a trusted financial consultant so you can figure out how much is right for you to be investing. Everybody is different. As for us, we...
- Shannon's advice to check out Dave Ramsey's program is a great idea; Clark Howard also has several books on financial 'smarts'. Like many of the other moms mentioned:...
Life Insurance
Asked by K.L. from Seattle
on March 6, 2009
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Hello Mommys!
I need some advice on getting life insurance. I have life insurance through work, but its not very much. I am 30 years old and I'm wondering if its i...
Answers
- Hi K.. Find a good independent insurance agent who can explain all of your options to you. Whole life insurance is more expensive than term life insurance. It may no...
- GOOD question K.- and NO you don't have to purchase term insurance ( that's the kind that only covers for a certain period of time) - you can purchase the other kind -...
- I personally dumped my life insurance at work, for my daughter anyway.It just wasn't really worth the money and we can't afford the extra expense when I only work part...
Seeking a Female OB GYN
Asked by M.S. from Los Angeles
on March 13, 2009
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My daughter is 21 years old needs to see a gynocologist but would rather see a women OB GYN it will be her first time. Can anyone recommend one in the Torrance, Redon...
Answers
- Hi M., same person as the hair question? Any way I like Dr. Barbara Schulz ###-###-#### Very straight forward, great nurse if she's not available in the future, ...
- Kay Elledge in Torrance off of sky park. Great doctor. I'm a labor nurse so I work with the majority of themm
- Dr. Latrice Allen is great. very friendly office staff as well. New office in the Sky Park buildings. ###-###-####
Financial Adviser Needed
Asked by D.Q. from Dallas
on November 24, 2008
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My husband & I have decided we want to move up north w/in the next 5 years or so. We know what we need to do financially to make that happen, but we're not sure the be...
Answers
- Ameriprise Financial will charge a flat fee .... I think about $500 (though sometimes there's a discount with Costco or American Express Platinum) and Chris gives very...
- I recently transferred my retirement IRA, 401K rollover as well as most of my other financials to an advisor who has become a trusted friend. Young guy, very, very sh...
- Call Dave Ramsey's office!!! They will do what's perfectly best for you and your situation and give you a plan to save money and make sound decisions. www.daveramsey.c...
HELP ME PLEASE! I Need Advice!
Asked by A.V. from Kansas City
on April 25, 2008
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I found out about an hour ago that my current sitting arrangements are not going to work any longer. Until now my mother had watched my son for free. I work full time ...
Answers
- You have lots of good responses, but I have a comment. I hope you realize you ARE contributing by staying home and taking care of your baby. In fact, that is an enormo...
- Hello A.! You are too cute.....being knowledgable about being a mom has nothing to do with age:) I have the awesome ability to work from home and contribute to our f...
- Hi A.! I want to expose you to an opportunity that many people who have degrees, careers, own businesses, are retired, are students, and are at home caregivers are ...
SAHM Wondering How Others Deal with Family Finances
Asked by J.H. from Burlington
on October 22, 2008
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The biggest thing my husband and I fight about is money. My problem is that as a SAHM, I feel undervalued. My husband works all the time but, of course, so do I. The d...
Answers
- After I had my first child I worked full time. I always thought that SAHM were incredibly lucky and had always wished that I could stop working. After my second child ...
- Sounds like major issues are happening at your house! My husband works, a lot of hours, and I stay home with our 3 children. He feels that half of his paycheck is mi...
- I also SAH and feel like I don't have my own money. I do not need permission to spend at all (NO WAY!) but DH always asks what was this for, etc because he is a detail...
Life Insurance for Kids
Asked by D.O. from Chicago
on April 11, 2009
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Just looking at some mail from Mutual of Omaha re: the Easy Start Plan. It says:
* premiums are locked in for life
* child can increase coverage at ages 30, 33, 3...
Answers
- D., Our life insurance agent and our financial advisor each recommended NOT doing this. Their logic, put away the money some other way for a rainy day. This way t...
- Life Insurance is to there to cover debt, etc...in case of death. Your children don't need life insurance aside from a simple policy that would cover burial expenses....
- I pay a small amount extra to add term insurance for my kids to my (free) work policy. I think they also might have a few thousand dollars of coverage in our main (not...
Investment Broker Advice
Asked by J.S. from Dallas
on March 12, 2007
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My husband and I will be having our first initial consultation with an investment broker within the next couple of weeks. I'm pretty much on top of our finances, but ...
Answers
- In my opinion, it's totally worth it. I've always been pretty good at keeping all our finances together, but a professional can help you get everything together. We ...
- When I left my last job I had a 401k through the company. Since I wasn't going immediately to another employer, I rolled my 401k to IRA but kept the (almost) same inv...
- J., I am in the financial industry so trust me on this advice...I do not work with investments but there are guidelines on my company's website that you can find usef...
