401(k)
Results 31-40 from 420 articles
Dave Ramsey's Way
Asked by J.Y. from Chicago
on September 21, 2009
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I have been reading Dave Ramsey's book, Total Money Management, and have a couple of questions. 1) One of Dave's recommendations is to get rid of all credit cards. W...
Answers
- His money management concepts really work, and I wish many more people used them! I don't recall him saying that we ever should stop 401(k) contributions... you wil...
- I have no debt except our house and we have four main credit cards. EVERY thing goes on the card basically, and we pay it off in full every month. For every $100 I ...
- Hi Judy, I too would suggest you get rid of the credit cards, if for no other reason than the one you stated yourself. Having them make them easier to use and what...
Need Divorce Advice FAST
Asked by K.F. from San Antonio
on April 19, 2011
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my husband just told me last night that he will close out his TSP account (military 401K) to clear our ccard and car loans, so it'll be easier to split everything up. ...
Answers
- I don't think that he can withdraw any funds from it without your signature. Call the TSP and ask.
- Call his commanding officer or the local JAG office. There's nothing you can do to stop a divorce if your husband is determined, but you can protect yourself and your ...
- Definitely call a lawyer right now and do NOT let him close anything out until you consult with him.
Money
Asked by L.J. from Detroit
on June 15, 2010
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Like many other families we are struggling. We have two girls 7 and 3, My husband has a full time job as a firefighter, I work part time (daycare would be too much and...
Answers
- I don't doubt that Dave Ramsey has good advice. I have personally not needed to follow it, but I do agree with the others NOT to touch your 401K unless it's a dire em...
- There are a FEW exceptions to dipping into a 401k that mean that you don't have to pay all the penalty fees. As I recall (talk to a lawyer, my recollection isn't spot ...
- ok we original took out a loan to get an inground pool needless to say instead we paid two credit card off than we jack them back up used my retirement fund paid them ...
Need Help with Divorce
Asked by M.W. from Dallas
on September 14, 2008
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Hi Moms. I am needing some advice. My husband has shocked me with moving out today and a declaration of filing for divorce on Monday. I need to get an attorney but I h...
Answers
- I have a wonderful, christian girlfriend who is an attorney working for a firm who specializes in divorce and child advocacy. She will pray w/you, for you and help in...
- Feel free to call me - ###-###-#### - and I will share with you what I have learned by dealing with a nasty ex-. One thing I think you have going for you is that you'...
- We waive the $100 consult fee for all mamasource moms. Please call us asap and we'll get you the help you need. J. D. ###-###-####.
What to Ask for in a Divorce?
Asked by E.B. from Philadelphia
on May 22, 2008
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So now that my husband has made it painfully clear he will not go to counseling and wants a divorce I need to know what I should be asking for?
We have 2 children and...
Answers
- I am sorry for your situation. You have already recieved good advice for your divorce. My advice is going to be different...do YOU want a divorce?? Your husband is ...
- Say that the only way you will agree to one lawyer is if he/she is YOURS. His lawyer will only act on his behalf-DO NOT FALL FOR THAT!!! Demand your own lawyer. I w...
- Do NOT use the same lawyer as your husband. From the way you say he says "We will be civil." It sounds like what he really means is you'll take what I give you and be...
Need Exit Strategy Advice
Asked by G.S. from Chicago
on January 10, 2010
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I am at my wits end. I need to start planning my exit strategy on this marriage. My heart is broken but I simply can't live like this anymore. I want to be smart about...
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- iF YOUR HUSBAND IS A BULLY, FILE A RESTRAINING ORDER AGAINST HIM. YOU NEVER KNOW WHAT HE WILL DO AFTER YOU LEAVE. BE PREPARED FOR ANYTHING!!! YOU MIGHT NOT THINK CU...
- Try to replicate your financial paperwork before telling him you're leaving. All bank statements, investment account statement (401k), past tax returns, insurance doc...
- Ok, take a deep breath. I have been through all of this and it will get better. It sounds like you are getting organized, which is good. 1)Get you and your daughte...
Stomach Is in Knots Already for No Reason
Asked by C.S. from Dallas
on September 22, 2006
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hello ok let me start with the fact that my husband and i with our 2 kids live in an apartment complex...last night was a disaster......apparently there is a new tenan...
Answers
- Write a letter to the office complaining about the noise. If it does not help write another. After three letters and they are not doing anything you can break your l...
- Don't call your office even ONE TIME. put all your complaints in writing and MAIL it certified to the office. (don't drop in) keep copies and dates of letters written ...
- Is the dog barking? Does your city have a noise ordinance?
Unemployment
Asked by B.K. from Pittsburgh
on August 5, 2012
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Hi, My husband just got laid off. This has NEVER happened before. Our girls are older (20, 18 & 15) and we plan on telling them when they get home Monday from their...
Answers
- I feel sad for your family's situation, if I were in your place here's what I would do; I would tell the girls only that dad has been laid off and unemployment is X% ...
- B.: The first thing he needs to do is file for unemployment. That will keep money in the door. The next thing he needs to do is refresh his resume and get on boa...
- Since your financial situation has changed, your daughter might qualify for more grants for her college... be sure to talk to Financial Aid and see what they can do. ...
Buying Savings Bonds for My Toddler's Future
Asked by A.A. from Los Angeles
on March 15, 2010
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Hi Moms,
I know nothing about savings bonds, but have heard that they double in value after 7 years from the time of purchase. Is this true? If I buy a $500 savings...
Answers
- Great question! I'll tune in for responses because I'd like to know too...
- I'll start from the beginning. You can purchase a savings bond directly from the US Treasury or from any bank that has agreed to act as an agent for the Treasury. No...
- My mom is a financial advisor. But we're from Mn so that won't help you. And not all financial advisors CHARGE for info! She meets with people all the time and ...
How Did You Find Your Financial Planner and What Are Typical Fees?
Asked by M.T. from Minneapolis
on July 31, 2011
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Hi, I'm wondering if it would be good for my husband and I to talk to a financial planner. We're not looking for an investment advice. We just want someone objective...
Answers
- We highly recommend Kevin Sale. He's in business for himself and is very down to earth and reasonable rates. He's a fee only planner and gives hourly advice. Majority ...
- We live in Minneapolis & use a financial planner through North Star Resources. I think that the company is great! The most valuable thing, IMHO, that a financial pl...
- Or you might try contacting your banking institution and see if they offer a service like you are seeking. If you are part of a credit union, even better. They usua...
