401(k): Tween
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Coping with the Financial Ruin and Illness of My Mother - Advice Please
Asked by M.S. from Chicago
on June 22, 2011
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My mother is/was very reckless and impulsive with her money, especially with regards to real estate - buying and remodeling various properties. She made a very good in...
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- I agree with Marda P. My own experience— I felt a lot of anger at my own situation and at my husband when, after a huge rehab project of our home, we ended up in dir...
- Maybe you can look into disability for your mother. It may not pay everything, but it could help. My mother-in-law went through something similar. She wasn't ill, ...
- I agree with Lovemygirl. If your mother is unable to work due to her physical condition, she should be applying for social security disability status.
Need to Budget!
Asked by M.A. from Denver
on October 6, 2008
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Hi there. I'm looking for some advise for a family budget. My husband and I both work and more than anything I want to be a stay at home mom. For years I have been ...
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- Both Crown and Ramsey are excellent sources. I would start by educating yourself and take over houshold finance. That being said, I am assuming by your choice of r...
- Is there any reason that you NEED him to participate in writing out a budget? Of course, ideally, you'd work on it together, but I don't see why you couldn't at least...
- I would say that you should just go ahead and make the budget. Show him that it is feasible for you to be a SAHM and what it will require. Sounds like if this is som...
Seeking Moms Who Have Been Through a Similar Situation
Asked by J.L. from Odessa
on March 1, 2008
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I have a 10 year old daughter and she lives with my parents. When I was growing up I had a bit of a rocky relationship with my parents. My dad did somethings that I r...
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- J., When you try to uproute a child from the only thing that they have ever known it causes confusion for the child. Please if at all possible work this out. Think of...
- My advice to you is to let the child live and do not add to the confusion anymore than the situation already is. You would not want her to live her teen years as you...
- I do not know where you live... But.... What does the child want.... In the state of tx they can have a say so at 12.. Actually my step daughter wrote the judge when s...
My Mom Is Making Me Crazy
Asked by S.H. from Killeen
on June 22, 2011
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My mother is driving me crazy and I have no idea how to handle it. There are two parts to this....sorry if it gets long. First of all right after I got married the fir...
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- Okay. Financially, I think you've fulfilled your obligation to your parents. Now your mother is emotionally blackmailing you. And living with you, she's exerting he...
- I think its time to tell mom&dad to pack their bags. It sounds like them living with you isnt helping anyone. Sure you want to help your parents, but not all families ...
- You and your hubby need to show a united front against your parents. It's time to sit them down for a talk. Set a date on Sept 1st you need to be in your own apartme...
Life Insurance Policy on Husband
Asked by P.W. from San Francisco
on April 2, 2010
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My husband is 55. We are arguing over whether to get a 15 or 20 year term life insurance policy on him. Since I figure I'll probably outlive him (I'm a woman, I work...
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- Before making a firm decision, I would suggest you talk with your financial planner or CPA to detrmine the type of policy best suited for your needs and financial goal...
- Term life is meant to replace lost income during the income producing years...that's why they recommend 10x your yearly salary prior to retirement, then the idea is th...
- I would not get term at all. Check out what Dave Ramsey says about it. He has several books.
Seeking Ideas from Work at Home Moms
Asked by K.L. from New York
on January 16, 2009
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I read so many of all your wonderful questions and replies, and I noticed so many moms are working at home. I have a lot of time on my hands and would love to fill it ...
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- Hi K.! You seem like you are a "helping" kind of person which is a very rewarding kind of feeling. I am like that as well..Pay it Forward I always say! I even named ...
- Hi K., I had to respond! My insides are taught out of NYU hospital as I had endometriosis stage 4. (if anyone needs help), so I couldn't conceive. I raised my husba...
- Hi K., I visit this site once in a while and it's nice to see posts from people with older children. I have a 12 year old and an 18 year old. I have been working fr...
Need Advice! Possibly Quitting My Job...
Asked by J.B. from Nashville
on October 22, 2008
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Hello! So I've always been hard working and enjoy everything that work involves. Then, I had my son last year which changed everything for me. I went back to work afte...
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- A couple things. :) 1.) with the economy as is, several people are loosing jobs right and left. Just make sure his job is really stable and you could get yours bac...
- I too worked until my first was in 1st grade and my 2nd came along. I missed all of his firsts. I didn't want to miss out on my dughters life. We now have 4 childre...
- Hello J.. I am also 28 years of age and with 4 children. I am a stay home mom and working on my Avon career. You can visit my website to learn more. There are many ...
Raising Money for Fines
Asked by K.S. from Phoenix
on September 4, 2008
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I sadly have found myself without insurance, driver's license and now cancelled registration. In order to be able to drive again (the only driver in the house), I nee...
Answers
- I have an opportunity for you to make the money. I sell Gold Canyon Candles. I make money daily. Let me know if you are interested.
- Hi K., I assume you are talking about having to get an SR22. I'm an insurance agent and am familiar with this situation. Times are tough for a lot of us right now an...
- In no particilar order.... - Any family you can ask? - Any bonds you can cash in? - Take a loan from your 401k - you have to pay it back, with interest. BU...
529 College Plan????
Asked by K.O. from Dallas
on October 2, 2009
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Has anyone ever heard of the 529 plan. I was looking on the internet for ways to save money and am considering it for my daughter but not so sure. If you have not hear...
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- Both of my kids have 529s. You don't have to choose the TX plan. Each state offers them. You can go direct to the state's website to get it. My kids have the Utah ...
- Hi K., I know a great deal about 529 plans, as I am a financial advisor, and I also have a 529 plan for my 10 year old son. The texas website you quoted is not the w...
- We opened one thru our Farmer's Agent when my daughter was born. Right now we only put $50 a month in but plan to increase that once we are not paying for daycare any...
Wedding Blues
Asked by V.T. from Fresno
on October 22, 2007
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This is a very tense subject, and I hope I don't come off as cheap. My step-daughter (tho I don't think of her as one, I've been her Mom II since she was 1.5 years ol...
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- I wouldn't even buy an expensive television set without discussing it with my husband. We share our expenses so why wouldn't we share the decision on larger purchases?...
- It sounds to me that the biggest part is that you didn't get your "dream" wedding and your daughter is going to. For now, this isn't about you (although I think you s...
- Of course you're being cheap, but there's nothing wrong with that. I spent total of $5,000 on my wedding two years ago, with my Mom helping out with $2,000 of it. I"...
