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Updated Feb 09, 2010

Q: Expecting Mom Seeking Answers About Aflac Insurance    —Cedar Rapids, IA

"I recently had an insurance salesman in at my work telling a few of us that are expecting about a plan they have that..."

Answers:

I didn't hear about this from my agent but I did have the short term disability and it was wonderful. He did mention to me something about an insurance that covers the...

I had something similar, Allstate Accidental, and it had a built in policy for maternity. I ended up having a c-section, and got a check for a little less then 2k for...

9 more answers >>

Q: Insurance    —Rowlett, TX

"Hello everyone, I have a 15 yo son who is turning 16 next Thursday. We have already purchased him a car and are lo..."

Answers:

My dad owns an insurance agency and always has the cheapest rates. You should give him a call, he can give you a quote right over the phone. Sun Insurance Agency #...

Your money worries are alleviated if the kid pays for his own gas and insurance. With Dallas cars averaging $35k and your "new" car worth something, and odds are he'l...

8 more answers >>

Q: Life Insurance    —Seattle, WA

"Hello Mommys! I need some advice on getting life insurance. I have life insurance through work, but its not very ..."

Answers:

Hi K.. Find a good independent insurance agent who can explain all of your options to you. Whole life insurance is more expensive than term life insurance. It may no...

GOOD question K.- and NO you don't have to purchase term insurance ( that's the kind that only covers for a certain period of time) - you can purchase the other kind -...

14 more answers >>

Q: Maternity Insurance    —Flower Mound, TX

"I have read a couple of the other womens questions with no maternity insurance, but they are a couple years old. My f..."

Answers:

I am in your same boat. So far it seems Medicade is the only option. There was a law passed that pregnant woman with no insurance options must be covered. I personally...

I am a licensed insurance agent and know for a fact that you will be unable to get insurance if you are currently pregnant. I offer a pregnancy benefit but not if a cl...

4 more answers >>

Q: Health Insurance for Newly Retired Parents    —Lake Orion, MI

"Hi there! My dad just got laid off from his job, and both he and my mom are under 65. Does anyone know a good reso..."

Answers:

checkout hap.. they had reasonable policies for individuals.. we were able to buy blue cross for 1 month for our family for only 233 a month.. it had a high deduc...

Hello K., My name is A. and I'm a licensed healthcare agent. I have many options for them, including temporary insurance which is very affordable and goes into eff...

6 more answers >>

Q: What Kind of Life Insurance Is Good to Have?    —Las Vegas, NV

"I am in my late 30s, have one daughter and I am married. What kind of life insurance is important to have? I have lif..."

Answers:

Suzi Orman and several other financial experts suggest a term life policy. It is low cost if you start it while you are younger (20's - 30's) and should be for an amo...

I have Thrivent Financial. They have really nice people that will help you with any needs you would have. Anywhere from life insurance to setting up a college fund.

7 more answers >>

Q: Seeking an Independent Insurance Broker    —Saint Louis, MO

"I am currently looking for a new independent insurance broker. The guy I use now is worthless! I am in St. Louis, i..."

Answers:

E., My husband is an independent insurance broker. His name is Rodger Huff and his number is 800-801-2344. Please call him and see if he can help you in any way....

Bob Radomski with Premier Insurance, 11166 Tesson Ferry Rd Ste 102, Saint Louis, MO 63123. ###-###-####. Bob is awesome. He's right in SoCo off Tesson Ferry at Lindb...

4 more answers >>

Q: Lost/stolen Wedding Ring? No Insurance, OMG :(    —McKinney, TX

"I have not been able to find my wedding ring for about 3 weeks now. I'm not really sure if I left it somewhere in the..."

Answers:

I agree with the last post check your homeowners policy. Just the other day they stole my phone, kids dvd players and my ipod from my car. When I called the insurace...

Double check your homeowners policy, the insurance policy on the ring and your store receipt. NEVER take "NO" for an answer the first time and move on. Many times...

3 more answers >>

Q: Private Insurance, SSI Medicaid and Children's Special Health Care    —Portland, MI

"Does anyone have any experience with SSI Medicad and CSHC? My daughter is currently on both as she was born prematur..."

Answers:

Your Medicaid will cover whatever the private insurance won't. You shouldn't have to do anything special. The only problem I have went through is that my kid's doctor ...

J., I have been through the SSI thing with my daughter and even though she was denied at the time (we're re-applying soon), she does and my other 3 kids also do re...

7 more answers >>

Q: I'm in Insurance Hell    —Woodland, CA

"So, for my first child, we were on COBRA with my dh's former employer. I ended up having a C-section for multiple re..."

Answers:

oh i'm so sorry about the spot you are stuck in. my sister is from the sac area and she and her husband where also not okay with home delivery. when looking at the p...

Hi T., Congrats on your expanding family. First, I had a girlfriend who had a very sucessful VBAC at home. It wasn't planned, it just happened. She didn't real...

26 more answers >>

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