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Updated Feb 10, 2012

Q: Insurance Is Refusing to Pay for My Son's Speech Therapy    —Columbus, OH

"My health insurace company is refusing to pay for my son's speech therapy. It was originally billed to them as a spe..."

Answers:

I know that speech therapy is very hard to get insurance companies to pay for, especialy for an extended period of time. I went trough this with my son. I ended up h...

I don't now about Ohio. In Indiana, we have a state-funded program that provides therapy until age 3 and then you go through the school systems. Have you checked in ...

11 more answers >>

Q: Sick and No Health Insurance! Help!    —Broomfield, CO

"So a few months ago I was laid off and I put myself and my daughter on my husbands health insurance. I started a new..."

Answers:

You've gotten some pretty good advice, so mine is probably just reiteration. What's your relationship like with your boss? Is is such that maybe you could just let h...

Get a friend to write a note posing as a Doctor. You can play this one just the same way he is playing it--what he is doing is not right (maybe not even legal).

15 more answers >>

Q: Self Employed Insurance Question    —Austin, TX

"My husband is a Broker/Owner of a Real Estate Company. I stay at home with our son, and am a Juice Plus Representativ..."

Answers:

Both my husband and i are self-employed. I currently have Humana one with a maternity rider. Very expensive but I am glad I have it because I am 40 so they automatical...

Hi J., My husband and I own a small business with a few employees. We currently have health insurance thru' Blue Cross Blue Shield and have been pleased with them....

2 more answers >>

Q: Affordable Health Ins???? Texas    —Frisco, TX

"Looking for affordable health Ins for myself? Anyone know of any companies that are LEGIT ?????? Thanks :)"

Answers:

Contact Glenn Bates he is listed on Mammasource as Covenant Health & Life. He has many positive reviews of moms that he has assisted in giving them better or less expe...

You can research and compare companies/policies on this site. My best to you in your search!! http://www.ehealthinsurance.com/

2 more answers >>

Q: Pregnant with No Insurance    —Atwood, KS

"Well we just found out we are pregnant with number three, BIG shocker. We couldn't afford the monthly cost of BC pill..."

Answers:

There has to be some options through planned parenthood or non-profit clinics that would provide free prenatal/lowcost prenatal care. Maybe try looking into that. If...

I grew up in the same situation...my mom was stay at home, and my dad was a teacher...we had 7 kids :). It was great though. Just a thought, sometimes they do allow ...

32 more answers >>

Q: Does Anyone Use the Health Savings Account Instead of Normal Health Insurance?    —Everett, WA

"We have been watching Dave Ramsey and learning about getting out of debt and different insurances we could get. He r..."

Answers:

Try comparing plans on eHealthInsurance.com. The IRS requires that you also have a high-deductible health insurance plan along with the HSA. Once you pick the insuranc...

J. - I've had to do a lot of hunting in the last few years for insurance, and just this month my husband's HSA plan goes into effect. This is our first HSA, but Ramsey...

2 more answers >>

Q: What About Kaiser?    —Anaheim, CA

"Hello Moms! I A. once again calling on your wisdom and experience. My husband is an independent consultant, which m..."

Answers:

I feel you. My Dh is in computers (contractor) We've been through so many changes in insurance I get dizzy sometimes. But in the past 9 years I haven't had insurance f...

I think Kaiser is not bad for a single and healthy person looking for preventative wellness, like yearly check-ups, etc. I've only had Kaiser while I was single, never...

44 more answers >>

Q: Seeking Affordable Healthcare Insurance...is This Even Possible???    —Dallas, TX

"We are new to Dallas from New Mexico, we have a 20 month old bundle of joy. Self-employed and seeking a company that ..."

Answers:

I don't have an answer to the healthcare question, but i was curious as to where you are from in NM? I am also from NM, Clovis to be exact. But i have family all ove...

We are self-employed and we use Unicare. You can get a rate quote at www.unicare.com. They don't cover a whole lot but all of their policies cover well care and im...

2 more answers >>

Q: Seeking Advice on Health Insurance for My Family    —Addison, TX

"My husband and I are really wanting to get health insurance for our family. The company I work for doesn't offer any ..."

Answers:

I am an insurance broker, you can find my company listed on mamasource "Covenant Health & Life" as well as the positive reviews I have received from moms just like you...

We are self employed and we went through Assurant Health and got our policy through them. We pay about $500/mo, but used to pay over $800 for similiar coverage. Yes,...

2 more answers >>

Q: Researching Health Insurance Plans for My Daughter    —Saint Louis, MO

"Hello Mamas, Just wanted to get some feedback from you about private health insurance plans. My husband lost his jo..."

Answers:

Have you tried getting Medicaid? It covers everything from dental, eye exams and glasses, regular doctor visits, specialist, prescription meds.... Did I mention it is...

if that 315.00 is a family plan that is pretty cheap compared to what others pay. My dad is a truck driver and pays 700.00 a month for just him and my mom, it was tha...

22 more answers >>

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