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Updated Feb 09, 2010

Q: Health Insurance Question    —Round Rock, TX

"I picked a specialist from the insurance's website. I thought it would just be the higher co-pay to see a specialist...."

Answers:

Wishing you the best!

Have you spoke to the agent who handles the insurance you are covering? There is a middle person who should be able to help with this. The company the insurance is...

8 more answers >>

Q: Health Insurance    —Plano, TX

"I left my job to stay at home with our son and because of that we now have no health insurance. My husband works for ..."

Answers:

We use blue cross and blue shield, it runs about 120 a month for my daughter, but is kind of expensive for my husband 300 a month. the plan pays for most medications ...

Try BCBS of Tx which has some great plans as a individual under $200 a month. Here is their link. http://www.bcbstx.com/ratefinder Good Luck, I know how it is no...

2 more answers >>

Q: Pregnant 17 Year Old Niece    —Arlington, TX

"My 17 year old niece is pregnant. She is considering coming to live with my husband and I. However, she would be mo..."

Answers:

Yes, you would have to apply for "emergency pregnancy" and she will get medicaid throughout her pregnancy, after the baby is born she will continue to get medical cove...

Check with your local agencies but where I live, I know from experience that things like WIC medicaid,etc. are based on household income so that includes you and your ...

2 more answers >>

Q: Is Tricare Standard Better than Prime?    —Virginia Beach, VA

"i've been hearing that standard is better than prime, becuase you can choose your own dr., but is the co pay expensiv..."

Answers:

They are both good and bad. I liked Prime because our doctor's fall under their umbrella and the co-pay was affordable. But I HATED not being able to go to the doctor'...

Who says you can't choose your own doctor on Tricare Prime? We're on prime and I've always chose my family's doctors. All you have to do is call the office and ask if ...

4 more answers >>

Q: Does Anyone Know of a Clinic That Will See Families Without Insurance?    —Saint Louis, MO

"We happen to fall in that grey area where we make too much to qualify for state help, but not enough to afford insura..."

Answers:

I know of the People's clinic, on Delmar east of Skinker, they also have an extremely affordable pharmacy there, I had to go there once when my Dr. was on vacation. I...

South County Health Clinic on South Lindbergh.

2 more answers >>

Q: Anyone Have Non-employee Sponsored Health Insurance?    —Elko New Market, MN

"I am fed up with seeing my daughter for only 3 hours per day during the week. Unfortunately, I carry our family's hea..."

Answers:

Hi A., I work for an insurance company and we offer a high deductible health plan. Let me know if you would like some informaion. ____@____.com Otherwise, ...

I have a friend who sells insurance for Sterling Health Plans. It wouldn't hurt to contact her and get a quote. You don't have to purchase anything and then you'll h...

2 more answers >>

Q: Health Insurance for College Students in Washington    —Kirkland, WA

"Can anyone recommend health insurance for college students? Preferably Medical and Dental. But Medical at the least..."

Answers:

My husband has an individual policy through Lifewise (a Blue Cross product) that was inexpensive and good coverage for a healthy guy who basically needs a checkup once...

I agree with the poster who said to double check that your ins. doesn't just need verification. You may have already...but they're notorious for not "mentioning" x. Es...

2 more answers >>

Q: Health Insurance    —Las Vegas, NV

"looking for affordable health ins. for my son. Single working parent of a 14yr old living in las vegas and he wants..."

Answers:

The Clark County School District offers a health insurance plan for students. Call his school or the District.

Hi T.: Before we added our kids to my husband's insurance, we had them on their own separate plan. We went through a company called Unicare. We paid around $10...

2 more answers >>

Q: Appealing a Claim with HPN    —Las Vegas, NV

"Hi moms. Im feeling very frustrated and dont exactly know where else to go. The day before Thanksgiving (last year) ..."

Answers:

Most doctors in the ER work a 12 hour shift with the changes usually happening at 7am and 7pm but i would definitely call the ER to find out how that particular one wo...

Did you try to do some research to see if the doctor has an office? ER doctors often have a practice of their own and that may make it easier to find him/her.

2 more answers >>

Q: Pregnant and No Health Insurance    —Costa Mesa, CA

"I am a 45 year old who is 4 months pregnant with no health insurance. My husband currently makes "too much" money to..."

Answers:

Be careful about some of these insurance plans that offer you coverage for pregnancy only. I took one and it was a rip off. I was pregnant without insurance as well....

I am not 100% sure on this but I think you can qualify for what is called Baby-Cal. Even if you don't qualify for Medi-cal since you are pregnant you will get Baby-Cal...

2 more answers >>

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