What to Do??? - Glendale,AZ

Hi A.,

I agree with the others who have responded, especially Jennifer R. Sometimes you just have to put away the pride and ask for assistance. You can't mess around with insurance when you are pregnant. Best case scenario, your baby comes right on time, but speaking from experience, you can't chance it. I just had my second child on March 24th and he wasn't due until A. 15th. He was in the NICU for a couple of nights and I believe that the hospital bill for him was almost $12,000.00 and mine was almost $6,000.00. I'm thankful that we have great insurance. Good luck and please keep us posted.

I would definately try right away, you will qualify with such small income. it should cover all of you at this point. If he gets another job chances are medical won't kick in right away anyways.

A., I'm sorry for all this stress especially at this stage in your pregnancy.

I strongly encourage you to seek out any state/gov't insurance support. You and your husband have paid into this system through your jobs/taxes. This social safety net is here to help when we hit a rough patch. You need to have insurance to protect your family and you definitely don't wait to pile up a load of medical bills, if you can avoid it.

Depending on your husband's job, he may be able to purchase insurance through COBRA to keep your current benefits. Do not wait for him to get a new job, you don't know if it will be in time or when the benefits will kick in.

It may be challenging to find doctors who accept medicaid, but don't be discouraged. There are good ones out there. Hopefully you'll have a head-start through your current job. Contact your local church or community action agency for referrals to other helpful services. Remember, you've supported these causes in the past, you continue to with your taxes and you will again in the future. Strong and wise people accept a helping hand when they need it.

if you go to the des office thy will give you the health insurance right away becuase you are pregnant. your hubby can also go there and they can help find a job too.

A.

I can understand the stress you are under. Yes, insurance is a top priorty right now. Maybe you can receive a few more benefits till he finds work.
Just still remember to take time for the two of you. Couples who go through crisis need to be aware of what each other is feeling. Both parties are affected and their feelings and worries need to be acknowledge and dealt with. I think a new job would be great right away of course but there is no guarantee that insurance would start right away. I feel for both of you but remain strong together and you will do great. Congratuations on the new baby.

M.