US Prescription Discounts Card? Scam?

Updated on January 03, 2014
V.S. asks from Birdsboro, PA
5 answers

Okay - I've been researching this for the past half hour and haven't figured out a clear answer. I received something called the United States Prescription Discounts Savings Card in the mail today. It wasn't addressed to me - it was addressed to "resident code," which to my mind (with no address on it) says "resident" - meaning everyone gets it - otherwise, the mail man would have no idea how to deliver it. It looks very official, addresses me as "New Member" and has discount cards that look just like insurance cards. This is not something affiliated with the government or insurance and certainly nothing I've asked for - it is unsolicited. What is the scam? What are they after? Has anyone else gotten this and tried to use it? We have no prescriptions at all in our family, so it's kind of a moot point at the moment, but I'm wondering what it is.

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So What Happened?

I was fairly certain it was a scam - I did see the one, Julie, about it being to gather information, but then I found another news report that suggested it was innocuous. I was just wondering what the real deal was. Thanks!

Yeah, I have no intention of activating it - I just enjoy figuring out scams. I also was wondering at what point they actually collect the information because according to the letter, it's already pre approved and activated - all you do is show up with it at the pharmacy. Don't worry, ladies, I never accept anything that I haven't requested!

More Answers

J.S.

answers from Richland on

I googled it and apparently it is yet another scam to get you to give personal information that they can sell to marketers. People think all scammers are after identity theft but actually your shopping habits, scripts you use, things like that hold value.

So you would give them your name and address, they would use that to get a phone, probably email, and you would get a mess of phone calls. The worst part of them is they can keep calling you because the fine print says you asked for them to solicit you so the no call list doesn't apply.

It is basically innocuous, I know because we are all on this site. It is based on the same revenue stream that makes this site free for all of us, advertising. If you are willing to put up with the harassment, sorry no adblock for phone calls, then you get a discount.

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M.S.

answers from Seattle on

I agree with Julie on this. It is a scam. Although I could not find this particular scam on Snopes, my general belief is that if it sounds too good to be true, it usually is. Also, be very wary of people or companies that solicit YOU. When that happens, they often are up to no good. To be safe, if you were in the market for such a plan, it is much better for you to make the first move.

Run, don't walk away.

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C.P.

answers from Harrisburg on

They send these cards out to the masses unsolicited. If you have prescription insurance you are better off using that. This card you got is a discount card. In a nutshell it lowers the price of the drug at the cost of the pharmacy ie. cuts into any profit they may make reducing the price to at or below cost in most instances. Some pharmacies flat out refuse to take them and I understand why. It would be like a random company sending out restaurant discount cards, a customer walking in and the restaurant has to sell you your dinner at or below cost. These cards are a major nuisance (can you tell I work in a pharmacy? ;0) I cringe every time I hear the words "I got this card in the mail"
Also like Julie said they are data mining

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G.B.

answers from Oklahoma City on

If you or someone you know can't afford their medications they can usually apply for a state card that will help them. It often connects the prescription directly to the company that makes it so it can be bought at cost.

My mom had one through the state of Oklahoma, I think it's called a Pharmaceutical assistance card.

B.C.

answers from Norfolk on

Sounds like bulk advertizing/marketing.
Anything addressed to 'resident' can be safely thrown away.
More than likely anything that you fill out (name, address, phone numbers, email addresses, etc) and submit will be info that is sold to other advertisers and telemarketers and you will be spammed via snail mail, email and phone every which way around.
Just toss/recycle/shred it and be done with it.

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