J.G. asks from Bloomfield, NJ on January 02, 2008
Seeking Some Good Health Insurance
hello ladies! I just wanted to know if anyone can help me out with this issue here, I'm looking for a health insurance plan for me my husband and my three children ages 20 months, 7 months and the other one on the way (I'm almost two months pregnant!) that would cover vision, dental, maternity, pediatrician visits for at least 250.00 to 300.00 monthly. Or if cheaper would be great:) I've found out like two or three but they are sooooo expensive! Please, anybody with info I would appreciate it alot! thanks
1 mom found this helpful
M.F. answers from New York on January 03, 2008
You need to go online and look into Family health Plus which is a state subsidized health care program based on a sliding fee scale to your income. You choose your own doctors from a large list and it covers 100%.
It's a little annoying to apply because of state beaurocracy, paperwork, etc, but it's a great program if you qualify.
C.R. answers from New York on January 03, 2008
Depending on where you reside, you and your family may qualify for public health insurance programs. For example, I work at a community health center in New York City. We see patients that are enrolled in programs that provide free and/or low-cost health insurance to New Yorkers. They are Child Health Plus (for children) and Family Health Plus (for adults). These insurances cover medical, dental, vision, prescriptions, and yes, prental care, labor & delivery, as well as many other services. These programs are based on monthly income as well as household size. Even if you are an upper-class family, your children can still be a part of this program!
If you would like more information, I will be glad to assist you. Just respond to this message.
If you reside outside of New York, inquire with your city's Department of Health about public programs such as these. Hope this helps and good luck!
M.H. answers from New York on January 03, 2008
In CT, uninsured children up to age 18 can get health insurance through the Husky Health Net plan, a state run insurance. They do have other options for families but if I am not mistaken you would be able to qualify because you are currently pregnant. I did not have to pay anything when I had my son. They do go by income levels but if you do not qualify for the free care for you and your husband, they probably have a plan for really low co-pays. It is definitely worth looking into. The Customer Contact Center is 1-800-820-0210. I wish you all the best with your new arrival! Happy 2008!
M.S. answers from New York on January 26, 2008
You can check out CHild Health Plus...they maybe able to direct in a plan for the family
M.M. answers from Binghamton on February 20, 2008
G.S. answers from New York on January 03, 2008
I think your only option for yourself is to go to the state. I could be wrong but I think since you are already pregnant they wont insure you (preexisting condition) but the state will all depends on your husbands income. NJfamilycare.com :-)
M.P. answers from New York on February 28, 2008
I believe I may be able to help you find a solution that will be affordable & practical.
Visit the Insurance section of my online shopping mall (www.YourFavoriteLinks.com) to submit requests for health insurance camparison quotes (or any other type of insurance). I have several sites to choose from you can submit a request to as many as you like. There's no cost involved to get a quote.
I also provide a health care alternative solution for medical and/or dental, vision, chiropractic & prescription.
Please take the time to watch a short movie explaining the benefits & costs available to you. (www.MyBenefitsPlus.com/mpuglia)
I hope this helps you & please feel free to contact me if you have any questions. ____@____.com
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K.D. answers from New York on January 03, 2008
my advice: I just saw a movie called "Sicko" today, a michael moore film documentary about the 'situation' of managed health care in America. SEE THIS MOVIE. No lie, I want to move to another country (ie: Canada/England/France... but I don't speak French....) to obtain their free medical care. Or maybe, Cuba. It's a whole movie with interviews of people, even WITH medical insurance, who lost everything, who's health is failing, people who lost loved ones because their insurance didn't cover this or that, this movie will blow your mind. If I didn't have insurance WITH money to back it up.... and I found out I had some serious illness? I would head strait out of here, fast. America is the laughing stock of the world, when it comes to how it takes care of it's citizens' health. See this movie, it'll blow your mind. I just saw it today, that's why it's fresh in my mind and I'm rambling about it LOL.... good luck finding health care. England's looking WAAAAY better! So's Canada... but it's so COOOOOLD up there! LOL