67 answers

Seeking Advise on Supporting a Second Family

Please share your thoughts on this b/c I need to put this to rest. A good friend for over 24 years divorced her husband just about 1 year ago. She has 3 beautiful girls ages 14, 13 and 8. Her ex-husband was providing child support and alimony for the past year and money was so good my girlfriend was spending as if she had won the lotto. Bought new home, furnished it and bought the girls anything they wanted. She even bought a new 2008 car even though her 2000 caravan was running well and needed only minor work. Well, her ex was laid off in February and child support/alimony suddenly stopped. She has not paid her mortgage, her utilities, visas and takes her paycheck and spends the money on taking the girls out for food and to buy them “small” items. She realizes she will most likely be evicted and is therefore giving away her belongings (ie furniture, kitchen ware, etc) Her family (2 sisters and 2 brothers) are only willing to help her pack items she wants to keep (ie clothes, thousands of stuff animals, toys, video games, books, etc) but not willing to take her and the girls into their home to provided a roof over their heads. Her 8 year old has ADD and has a learning disability and is only given medicine for the problem when mom wants to have some peace for the day otherwise the child is bouncing off of everything, literally. OK, my dilemma is that she wants to move in with me, my husband and 15year old son. My husband and I have disability challenges and my son being an only child has always had his quiet space. We love these girls but my husband feels it would take them a long time to leave because she would have to pay off her debt, re-establish her credit, and find a full time job before she would have any chance to find another place to live. In the meantime, he feels she would have a free cleaning service (b/c my husband likes our house to be clean), built in babysitters and home cooked meals daily, not to mention the utility and food bill hike with the added heads.
She will be literally out on the streets. I do not want to live with a guilty conscious and I do not want to disrupt our already challenged home life. PLEASE HELP and share your thoughts. Thank you!

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So What Happened?™

A Big Thanks to all for your thoughts, feelings and experiences on Seeking Advise on Supporting a Second Family request! With all of your help, we have firmly concluded that the Tough Love route would be most beneficial to all in this circumstance. Just to fill in some blanks; I have spent numerous hours researching all types of assistance my girl friend may be eligible for and even went as far as to fill out the forms for her. All she had to do was fill in some info I did not have, sign it and fax / mail it to the appropriate addresses. My husband spent time looking for apartments for her but all the while she continued to say that she cannot afford the first month’s rent let alone the security deposit. She tells us her credit is poor and nobody would rent to her after checking her credit history. She has worked part time for the last 7 years and has been allowed to work up to 40 hours when she needed extra money which she has done for the last 5 months. That money has paid her car note, the cell phone bill, the girls wants and needs. I had a two hours heart to heart talk with her and provided a list of how she would be able ensure a more stable situation without having to impose on anyone. The list begins with renting a place in a suburb to be able to put the girls in established schools therefore no more tuition cost and establishing the girls for the upcoming fall school year. Rent would ensure no more cost for home insurance, for heating, maybe electric, water, maintenance, etc . That alone would save her money and keep her sane. We talked about not needing a land phone if the cell is how everyone communicates with her. She insisted she needs to work 2 full time jobs to have money. When I asked what she plans on doing with the girls who have also been through the trauma, she says she will figure that out later. The Department of Human Services denied her cash and food stamps assistance b/c she makes too much money. She believes the DHS is assuming she is receiving child support even though she told them she is not. She refuses to call and appeal the decision. I have been sending her job postings but she has not had the time to review / apply b/c she insists that she has to pack to move. Lastly, her ex is receiving unemployment and refuses to provide anything to her for support. As I write this I realized that her main goal should be to report him for failing to provide child support but she believes he is feeling the hardship also and therefore will not press any charges against him. If he provides what he is expected to provide from his unemployment check she would not be in the predicament. Wow! As all of you have kindly suggested, we will not enable her to continue down the path she has chosen to live. I told her we would not be able to have her move in due to obvious challenges but would be able to support her in other ways. In the meantime, we will simply sit on the sidelines and pray that she receives the much need help. Thanks to you all for helping me see the picture more clearly AND my husband sends you all BIG HUGS.:-) P.S. She has just phoned me to ask if my husband would drive the small moving truck for she has decided to move in with another dear hearted friend who has 4 kids of her own, by the end of this month.

Featured Answers

This woman made her own choices as to how to live. There are consequences for actions. Do not bale her out, it will just delay her waking up and becoming a responsible adult. There are shelters and state housing/food stamps available for people until they get on their feet.

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I will probably sound mean, but this woman sounds like a moocher and a spendthrift. I'm sure you feel for the kids, but unless you are millionaires, I would not take her in. I don't see anything that tells me she is a responsible mother or person at all and bringing this into your nice family would end up a disaster. That mom has little sense and cannot take care of herself or her children. Your hubby is right that she would take advantage of you as much as she could for as long as she could. I feel really sorry for the children. I don't like to sound cruel and I know she is your friend, but this is not a good idea. I'm sure others will respond about other ways you can help her, but taking them in would be a huge mistake. There is a reason why her own family won't take her in. She needs to grow up and learn some very hard lessons about being a responsible adult and decent parent. It is not really her ex's fault for losing his job, but hers for not taking care of and doing right with the money she did get. She needs to get help with her money and parenting. Imagine how the kid who is medicated sporadically feels - what a roller coaster her life must feel like to her. Your intentions are right and good, but I doubt you can actually help this woman - she needs a much stronger intervention than your family can provide.

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Cindy,

I completely agree with Jacqueline. Taking her and her family in would be very stressful and would likely end in a bad way. This woman has had to take no financial responsibility when she was married or after her divorce. If you take her in, she will take advantage and no responsibility for her finances again. Like others said, if her own family isn't going to take her in, they know better and for good reason. She should be selling her furniture and housewares instead of giving them away. She needs to trade in her 2008 vehicle for a used car and get her budget figured out and a plan. That would be the best thing for her if you sat down and helped her with a plan. It would be no different than an adult child who doesn't want to move out of their parents house and the parents keep paying the bills, making the bed, etc., even though their child has a full-time job.

Your friend needs to get a job, and find the resources that will help her. Even if she has to go on Public Aid, she needs to take responsibility for herself and her kids and make those sacrifices. If she is put in a place where she is uncomfortable, she'll work harder to get out of it. But if you put her in a place where she is comfortable and doesn't have responsibilities (your home), she won't leave for a very long time.

I fear your family would be driven crazy if they move in. If you are used to a quiet home, her daughter who is on/off medication would be stressful. It would not be helping her in the long run at all and would cause many problems. She needs to deal with it and take responsibility for her life. You can help guide her with appropriate services and resources, but you should not feel guilty about not taking her in. If you are not sure how to tell her no, just tell her that your finances aren't all that good or something. If she says she'll pay you money, I doubt she will. Just sit down with her and give her some resources to help her. She's used to a certain lifestyle, but she's not facing reality. The money isn't there anymore and she needs to deal with it. If she doesn't care enough about her own credit and is spending her money on wasteful things rather than paying her bills, she sure wouldn't care about paying you or helping you. There are many places and services to help families in need, and she needs to take advantage of them, not you.

2 moms found this helpful

Let her be on the streets. This is NOT your responsibility. The hope is no one will take them in. This is her mess, caused by her behavior. She really sounds like she is expecting someone to step in and save her. I would really follow her family's lead and let her clean this up herself.

The kids should go live with Dad, by the way, let her be the homeless one. If he isnt an option (space need not be a concern, they can sleep piled up on the living room floor, better than a cheap motel or the car) then perhaps you can contact her family and discuss taking in the girls, everybody take one. Splitting them up isnt the best situation, but if its what needs to be done to find placement for them so be it.

But I would definitely help her find resources to help sort out the mess. Its probably so big she's clueless as to where to start. Contact local shelters, explaining the situatiuon anonymously. They can probably direct you to women and/or family centers that are set up to deal with things like this.

She sounds like she has known this was coming for a while, plenty of time to plan for the loss of the house. She could have been saving, she could be spending differently now, etc. Help her, but dont let HER in your house. Its simply not your problem. If she had been responsible and she was still in a mess like this, sure, let her in. But not if things are like you describe.

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I am never one to agree with the crowd, but for once I do. In my case I speak from very personal experience. I allowed a friend to move in with us and, it was a disaster. As with your friend she had demonstrated that she was irresponsible prior to moving in with me. Mooching off a friend did not help her develop a sense of responsibility. She wrecked my house and I ended up furious with her most of the time. Still she stayed on for a long time until she found a man that would support her.

In my opinion your friend needs a dose of reality. As for her kids, it sounds liek they are the one thing she is trying to take care of. I would try to stay close to keep an eye on them. If you start to worry about the kids you can always figure a way to help them.

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There already have been a lot of responses, but it's like the old saying, never lend a friend money. I know how thoughtful that is of you to consider but she doesn't sound like she realizes the mess she is creating by not paying her bills. Her priorties are mixed up if she is spending her money on going out to eat and little things, her focus should be the mortgage and groceries. She needs to sell her brand new car and get a used one as well. Anyway, I think if she moves in, you'll regret it. Again, "never lend family and friends money!" Besides if she really is financially strapped, there are resources out there to help her.

Good luck.

2 moms found this helpful

Will she REALLY be out on the streets? We hear that term so often, yet it rarely seems to happen in the literal sense.

I gotta side with dear hubby on this one. My answer to your friend would be a firm NO. You can love your friend and support her without disrupting your household. If she can't handle money responsibly when she has it, why do you think she'd be any different when she doesn't? I don't see that "getting back on her feet" as likely to happen anytime soon.

Additionally, I am the mom of a special needs child, and as I always say, "Parenting is hard work, but some of us have it harder than others." You've got your hands full without taking on a family in distress - particularly one in which that dynamic could have mostly been avoided.

Good luck.

2 moms found this helpful

wow, that is really difficult! i would say no. i would then suggest that she stop giving her things away and start to SELL them, including the thousands of stuffed animals, the video games, and anything extra. i would also suggest she look into foreclosure help, or put her house on the market immediately while she looks for full-time work. not only is it not your responsibility to parent your friend (no matter how long you have been close!), it is not your responsibility to raise her children, or to straighten out the mess that she got herself into. perhaps you can think of it more as a way for her to teach her daughters a great lesson in how to clean up your own mistakes, rather than as how you are not helping your friend.
i assume that she has custody of the girls, which is why she was getting so much child support and alimony? that said, the girls can always go live with their father if their mom is put out on the street. the girls could also ask to stay with friends of THEIRS for a couple of weeks while mom gets her act together, rather than the whole 4 of them descending onto one household.

finally, if you feel that you absolutely must welcome her into your home, i would set very clear boundaries. she can only stay for 2 weeks, the girls are expected to do dishes/laundry/bathroom duty/vacuuming/etc, she is expected to be out at work or searching for a job every day, they will all be expected to follow your house rules, etc. Plus, if these things aren't done and/or it gets to be a burden on the family, then they will have to leave. (i would also talk to your son before giving it the ok, too). and when those 2 weeks (or whatever) are up, then you calmly remind her to pack her things and find another place to stay.

good luck!

2 moms found this helpful

this is going to sound harsh but, don't let her move in. she created this mess and there is a reason her family is not inviting her in. tell her you are very sorry, but no. you don't own her a reason either. good luck. hang tough.

2 moms found this helpful

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