One Income Only

Have you tried a home base business? I have something you maybe interested in. Just take a moment to look at it. www.deliveringonthepromise.com/12819390--- (right now we are running a special for the month of Nov. -- My name is K.-- if you have any question please feel free to call either myself or Carrie Williams (my upline) --- K. : ###-###-#### or Carrie: ###-###-####

First, you can be eligible for food stamps without filing for TANF. That's for single mom's who aren't getting child support like they should. For our family of five I think it was $2400 a month (gross) we could make and qualify. Yes I have been there done that. If you need it and qualify, don't let them give you the run around. They may not give you alot, but every little bit helps. You'll need everyone's Social Security Cards and Birth Certificates as well as all your financial records (your husbands paychecks for a month and proof of bills)
I lost my $50,000 job one month before loosing my home in a flood (no it wasn't Katrina). I was the worker and my husband stayed home. Suddenly we were homeless and jobless 600 miles form "home". It's tough to make the decision to be poor in order to give your children the parental support they need, but it is the right one. (In my humble opinion). You can not buy the little time you get with your young children. I've stayed home for three years now and I don't regret it. it's hard, but what isn't.
Something else to look into when the kids are all in school is college. (if you don't have a degree already). I am going for free thanks to the pell grant. I'll be in school when the kids are. And by the time I'm done, the kids won't really want me around anyway, lol.
As for working at home. I love my candle business. It's easy, a product that you can stand behind, affordable, and they donate a portion of their profits to help treat and prevent childhood diseases. After sorting through all the stay at home jobs, this is the one I chose. The company is Gold Canyon Candles and my web site is www.mygccandle.com/indigoskyilluminations You can check it out and see if your interested. feel free to contact me at ____@____.com. I'm not a pushy person. I will give as little or as much info as you like. I don't get rich by recruiting, and I have no quotas to fill. I simply love my job. And wish I had found it earlier.
Oh yeah another life saver is Peachcare and medicaid. I pay $15 a month for total coverage on my three kids. The income limit on that is a lot higher than I expected. The only catch is in order to be eligible for Peachcare your kids have to be without insurance for three months (the baby should be eligible for medicaid, though). Their web site is www.peachcare.org
I hope this helps. Between health insurance and food stamps, you can save several hundred dollars a month. Oh yeah and don't forget WIC for the you and the baby. They give you milk juice and formula.

I think sherry gave u the best advice, sometimes extra cash period is hard to come by so the next best thing is manage the money you do have.

R....
I know exactly what you mean by "chase" your husband for child support, if you tell dfcs about you two together, they wont want to give you almost anything, and if you dont tell them your together, they "chase" him for child support, so they try and make it a NO win situation. I would suggest seeing if you can get some monetary help for a minute, it takes time for them to get to the child support part, then by the time, you cant run from it anymore, and have to give them info, then drop it, and keep the foodstamps and medicaid. Something beats a blank. If you get a positive response to the question you asked about how other families can still stay home & raise kids, while dad works, to make ends meet...PLEASE email me and tell me some of the options you learn about because I struggle every month to stay above water with bills and rent, groceries, etc...so if there are any GOOD suggestions on legitamate money making ventures, girl share em with me!
____@____.com
Good Luck!!

If you apply for TANF, they will go for child support. If you apply for food stamps only, the case is different. Since you have a baby, you may want to check into Peachcare or Medicaid to lessen the load of medical insurance. Now, my hubby and I have lived paycheck to paycheck for years, and I was never granted food stamps. We never splurge! I don't know how people are suppossed to live sometimes. We only have 1 baby. I want another so bad, but I know that we just cannot afford it. That's a shame, right??? YOu should get a part-time night shift job. Also, you may check into cleaning homes. You could clean 5 homes a month and bring an extra 500.00 per month under the table. I watch 20/20 last night and there are 2 classes of "poor" people. The "working poor" and the "non-working poor" the working poor have jobs, and the non-working poor are supported by the government!!!!!!!!!!!!!!!!!!!!!!!!!!
I am over it! If I can't afford to have more babies...PEOPLE WHO CAN'T AFFORD IT SHOULDN'T EITHER!!!!!
My husband got laid off, we have lost our benefits...still, we make too much for government help? THE SYSTEM IS SCREWED!!!
I'm telling you, work nights, or weekends. Let dad be there then, and make the $$$ under the table. Check out Craigs list ATL online for GIGS. I have made a nice income doing odd jobs...

There are a lot of things you can do. You can find a lot of excellent tips in the books by Amy Dacyczyn. She wrote The Tightwad Gazette. These really helped me out a lot with my first son. I wanted to be a stay at home mom with him and with the help of the ideas in these books, I did it.

Here are some of the ideas.
Start shopping yard sales... you'll be surprised at the clothes you can find there... especially kids clothes. And if you live in or near subdivisions. Thrift shops are also recommended, although I personally do not like them. It seems like the ones I've been to don't have very nice items.

Keep a price book of your local grocery stores. You can make this up yourself. Start writing down the prices of the items you normally buy and then find out what they charge for those items at each of your local stores. Then you'll know where to get the best price and when they have a sale, you'll know if it's a really good sale or not. If it's a great price, buy lots and stock up. A deep freeze is a good investment for this.

Stop eating convenience foods and eating out. Cook at home from scratch and only eat out on special occasions.

Look at your monthly bills... and figure out where you can cut. Examples to look at would be cell phones, expensive calling plans, expensive cable or satellite bills.

Don't buy items at quickie marts... they are expensive!

Never buy a brand new vehicle... shop around and buy a good used vehicle.

Lower your electric bill, by turning off lights when not in use. Wash dishes by hand and line dry your clothes if possible. Dishwashers and dryers are big energy drains.

I hope you can use some of these tips and find those books by Amy Dacyczyn.

You can live on a lot less with a little elbow grease and some creativity. Good luck!

I can't really offer advice here, but I am a little confused. If you are married, and he has fathered all your children then DFCS can't go after anyone for child support because he lives there and IS supporting the children. However if he isn't, then what would the issue be if they tried to go after the non custodial parent for CS? I can tell you from experience it takes FOREVER, they just have to open a CS case to give you benefits, unless like I said he is already living in the home.
Goodluck

I am also a mother of 4,and i do recieve foodstamps.Yes they will try to get him for childsupport if u try to get TANF.Its not worth is.But the foodstamps are.He dont have to pay child support for that.Food is not easy to come by these days.Especially when u got so many mouths to feed.Go back and try just for food stamps.Dont mess with the TANF.

I have been a stay at home mom for a little over three years and I have a son that is three in June 2006 and a daughter that is two in Oct 2006. I was trying to figure out a way to help my husband with the financial burden he felt from me being a stay at home mom. The thing is we decided that me being a stay at home mom is what would be best for our children being we live in a resort/high income community. I just felt very strongly that we could make it no matter what. Well I really felt like it was taking away from my children with me being home and my husband working from 6:30am till 8/9pm at night. One! because the stress I felt I was putting on the family and two! because he was missing his children's most precious moments. I contacted a Stayin Home and Lovin It group and discovered how I could work from home. R. you need to contact me were I can help YOU and YOUR FAMILY. I have a risk free way of helping you make money from home and not spend a ton of money. We can get you get started making money right away! R. I promise with the INC 500 Company I am working with you can't loose. A. www.busymomsworkathome.com

What do they mean by chase your husband? If yall are married he doesn't have to pay unless your not together and if your not if he pays you support all you have to do is show them that and it should be ok. TANF is alot harder to get than other stuff so I would just try getting medicaid and food stamps. We are a family of 5 and only have one income too. My husband works and I'm at home w/ the 22mo. We get fstamps but it's only 125.00 a month...pretty much a joke but somethings better than nothing. But the kids get medicaid and that's great. I would also suggest just applying for medicaid for the kids b/c they rarely accept adults (at least ones that actually need it). Places like Medlink go by your income that's where I go for me b/c I'm the only one w/o insurance. Just dont take no for an answer. I know that for a family of 5 for fstamps the income limit is 2300.00 b/fore taxes each month and medicaid is even lower (in hartwell but i'm pretty sure it's the same for every county in GA) so if you have 6 it's a bit higher so that's good. Just keep on them you have a right to help and just b/c the idiots at DFCS have let too many people get assistance that didn't really need it and now they're trying to crack down on it doesn't mean you still don't need it. Good luck and feel free to message me I'll help any way I can

You might want to take a look at
www.2work4self.com
Let me know what you think.
D.

Hi R., yes it is hard I'm not working right now either.My children and I live off child support payments that I recieve from their dad.I have applied for food stamps they only give me 294.00,thats not enough to feed 5 people.It is so hard for me I'm considering moving back to Chicago so that I can get a little help from family.If I was to get a job right now I'll be working to pay for daycare.
I'll say just try to apply for food stamps and medicaid only.

HI R.,

Good Morning America did a whole series on work at home jobs, how to became independent, how to be aware of false opportunities, etc.They have a list, huge list, of different ways and different companies that need in home based help,legitimate opportunities to make money at home, there are companies that need operator,costumer service, translatos, e-jury, etc. Yo have to check Good Morning America's web site and will be able to find out all about it. I am doing myself, and have found great opportunities, where is clear the type of work you'll do, no "investment" needed, etc. They still advise you to be deligents and carefull when exploring Home based opportunities, but they provide some great tools. Please check it out.

Good Luck!
A.

Hi R., I am a mom of two boys 2 1/2 and 1. I lost my job about 4 months ago to a downsizing. This is the second in 2 years. I decided at that point I wanted to be at home with my children and we would have to cut spending in order for me to do that. Well, I am a spender so I sought out something to do at home to be with my family. I found it after about a month of searching. You can visit my website and ready about us or you can call me for more information.

www.kristies.fourpointmoms.com or ###-###-####.