M.R. asks from Wheeling, IL on December 19, 2008
My Friend Needs to Get Medical Insurance Info for Her Kids from Her Ex
My friend is divorced and needs to get the medical insurance info from her ex for their kids. He is not willing to provide it to her. She put the kids on her insurance but when the hospital ran her one son's SS# it showed that he was covered under another insurance and that it was the primary. Now she is stuck with a huge insurance bill. She tried to get the info from the teamsters union and her ex's employer but they won't talk to her. Getting a lawyer is not an option because of finances. Has anyone ever had this problem?
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A.M. answers from Chicago on December 24, 2008
Dear M.,
At my job the laborers are Teamsters & on a regular basis I receive forms (from the state)asking for coverege details of the minor children of divorced employees---I give them all the details of the Teamsters Union & forward it on. The form is from the office of child support so you would not require an attorney. I would suggest going this route & then everything should be covered, she should really be informed of her childrens medical coverage & I feel this is the best way to do it.
G.H. answers from Chicago on December 20, 2008
Yes. When men are being JERKS they can stroke you around plenty. The union makes it worse. You can probably get the IRS papers from last year to prove what he made.
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S.W. answers from Chicago on December 20, 2008
I did have this problem. The insurance wouldnt give me any info because it was under my ex name but the drs I took her to always billed me because my daughter lived with me. A real catch 22. By law my ex had to give me insurance info and I just contacted the court house- got a mediator- I believe that cost 100 each. Eventually I got him to sign papers that I would provide the insurance but we still had to split the bill 50/50. Of course we went back to court mulitple times because he wouldnt even do that. my daughter is 20 years old now and he still is a jerk when it comes to anything. They just think of it as a power trip. One would think after years of divorce they would get over it. Merry Christmas!
G.H. answers from Chicago on December 20, 2008
Yes. When men are being JERKS they can stroke you around plenty. The union makes it worse. You can probably get the IRS papers from last year to prove what he made.
M.H. answers from Chicago on December 20, 2008
He legally has to provide that info to her. He's hurting his kids by not providing it! If she can't afford an attorney, she can still call or write to her county's juvenile prosecutor's office. I would call first just to make sure I'm contacting the right office, and then send a letter if needed. But either way, she needs to contact them to see if they can send him a letter letting him know if he doesn't turn the info over immediately (date specified), they're going to proceed with establishing a court date. Or maybe they'll just make a court date without giving him that option. The battle of the exes is very hard, and it's even harder on the kids. I wish your friend luck!
L.P. answers from Chicago on December 20, 2008
Your friend can go through public aid to get an attorney for free. Also, If it is in their child support/divorce decree that he is suppose to provide insurance for the kids than he is in contempt of court and he will have to pay for all of her court and lawyer fee's. Unfortunately, I have to disagree with you and your friend on one point. At no time should "finances" hold her back from making sure her children are cared for properly. I have had to go and get a part time job to pay for fee's when I had to take my ex to court for child support. This issue with the insurance will cause her stress and anxiety which will wear her out as well as impact the emotional well being of her children. If she can't find an attorney who will serve for free, then tell her to find one that will let her make payments past the retainer.
B.A. answers from Chicago on December 20, 2008
She needs to carefully go over her latest agreement papers that she arranged with her ex. If it states in there that he is required to carry insurance on the kids, then she can go to the ciruit clerk and have them supply her with pro se' paperwork to ask for enforcement. Requiring him to supply the cards and permission to be forwarded to the insurance company so that all claims can be paid. As far as the bill goes, if she does have all of her eggs in a row and the papers do state he is responsible to carry insurance and did not give her access to it that he would have to pay any bills that have occured as a result of this. Small claims court is not too hard to do and should get results.
S.E. answers from Chicago on December 20, 2008
If she does not have a lot of money she might be able to get a public defender at no cost to her.
She also can call find out a lot of information right on the internet to what is available to her.
She also could go it alone and not get a lawyer and hall him into family court and ask the court to force him to give over the information.
Those are 3 viable options wise your friend the best.
G.P. answers from Chicago on December 20, 2008
M.-
If the hospital can find out the by the childrens' SSN's they have other health ins coverage they can find out what that ins. info is. There are a few online services that they can use to get this info one of the services is called Ecare and a lot of medical billing services use it. You as a person can not use this...but it is a useful tool for the medical billing community. She should not be stuck with a medical bill that there is coverage for. If she has her ex's SSN try giving that to the hospital billing staff and they can use this to locate the other coverage policy numbers and billing addresses.
I am sorry I re-read the post and looks like they already used this type of online billing tool at the hospital. Regrettably this will have to be handled in the courts. If the Ex is responsible for health coverage and is refusing to provide the info and if it is in the divorce decree...I would make darn sure he has to pay for all legal fees too for taking him back to court....an attorney can request that at any hearing you are calling him back to court for due to his reluctance for giving up the information.
S.B. answers from Chicago on December 20, 2008
Do you know if a certified copy of her divorce judgement, that the judge signed, has ever been faxed to the insurance company? If so, they have to legally pay the claim but it could be they never received that. I know my ex wouldn't have done it had I not.
If their divorce judgement states her ex is to provide insurance and she doesn't have the information necessary to file claims, then she can also file a petition with family court. You don't need a lawyer to do this, and it will only cost her time, and the filing fees. Her ex will be served papers and if he doesn't appear, is in contempt. She can go before a judge and discuss the insurance issue and he will be legally ordered to provide her what she needs.
If her ex is with Teamster Local 142 out of Gary and has Teamcare insurance through BCBS of IL I can give her phone numbers. Let me know.
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