T.M. asks from Arlington, TX on April 28, 2008
Maternity Insurance - Arlington,TX
I am in need of some maternity insurance. I've been checking out some discount insurance cards for maternity only, but I don't know what to use. I have private insurnce but I want to add a supplement insurance (maternity) to it. Please help I want another baby, but I don't want to go broke doing it.
S.C. answers from Dallas on April 29, 2008
I am 7 weeks pregnant and have been looking into Midwives. The cost to have your baby in your home or at a birthing center is almost half and most insurances will cover it. There is a birthing center in Grand Prairie called Family Birthing Services. I'm sorry I don't have any info about maternity insurance.
1 mom found this helpful
J.C. answers from Dallas on April 29, 2008
You might try Assurant Health. I am an Edward Jones Financial Advisor, and although I do not sell health insurance, I have had a great deal of luck refering clients to Assurant Health for various medical insurance needs.
M.K. answers from Dallas on April 29, 2008
I don;t have insurance but I use maternity card - it was all I could find. It is still expensive to pay for this on our own but every little bit helps http://www.maternitycard.com/
J.P. answers from Dallas on April 29, 2008
We are due at the end of October and do not have maternity insurance. I checked around and didn't find any options that seemed worth paying for. Both my OBGYN and the hospital (Harris Methodist HEB) offer discounts for those without insurance that pay out of pocket. They both also offer pay plans. The total for my doctor and hospital will run close to 10,000 if it's a normal delivery. Good luck!
A.C. answers from Dallas on April 29, 2008
I am going through the exact same thing and I know how frustrating it can be. Unfortunately there is no maternity insurance anywhere and God forbid you get pregnate then need it!!! I am using a company that is actually a discount plan place.It is not that great but at least its something. It is called AHCO (Affordable Healthcare Options). Good Luck!!
J.B. answers from Dallas on April 29, 2008
I just had a baby with no insurance. I applied for a discount insurance card. Not a good idea,The doctors cash pay was mush cheeper we just paid cashpayments.
G.M. answers from Dallas on April 29, 2008
If you have private insurance there should be provisions within your policy to help offset medical expenses for maternity.
I am a Farmer's Insurance Agent and wanted to bring to your attention that you may be missing out on additional savings. For example at my agency we have a discount for the Teachers, and when this discount is used with Defensive Driving you could save as much as 20% alone, which doesn't include other discounts that you may be eligible.
Give me a call or contact me at ____@____.com, or ###-###-####.
Morrow Insurance Agency
T.M. answers from Dallas on April 29, 2008
I am an insurance agent here in Arlington and if you would like to call me, I would be happy to give you all your options. There are individual maternity plans available here. ###-###-#### or my website is www.onestophealthandlife.com
Give me a call and I will guide you through the choices.
Good luck and baby dust to you! T.
Had to come back and edit after reading others responses. There are true major medical plans that you do not have to wait a year to use. AHCO is no good as far as discount plans, you can negotiate that on your own.