10 answers

Insurance for Self-employed Moms

I'm about to leave my teaching position to be a SAHM with an embroidery business. My husband's company's insurance is VERY expensive and I'd like to know of anyone who has decent private medical insurance. I need it for me and my two children. I'm currently with Blue-Cross Blue Shield through my school district paying $200 a month. I'm also curious to know if anyone knows how long it takes to get it started so I know when to change over.

2 moms found this helpful

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My position has been eliminated and the out placement service gave me a website that offered list of insurance companies that offer private or individual insurance. The website is www.coverageforall.com. I hadn't check it out for myself as of yet but maybe it has some benefit for you. Good luck!

3 moms found this helpful

H. -- Congratulations on your decision to be a WAHM. I acutally made that decsion 18 months ago and have never looked back. It's not always been easy, but it's been worth it.

I am an insurance agent with over 16 years experience. If you would like to discuss your options in more detail, PM me or email me at ____@____.com.

I will be glad to point you in the right direction for your's and your family's needs.

3 moms found this helpful

I just applied for a great Cigna plan (there's a $5000 deductible for hospital, etc. but I get doctor's visits and prescriptions with only a copay) for $164/mo. on eHealthInsurance.com.

Good luck!

2 moms found this helpful

H.,

I market a discount medical and dental plan because most people find they can not afford insurance premiums. Huge savings with my plans. Our plan is $39.95 a month for everything. Please call me and I will send you our information to review, or you can go to my website.

D. Kinder
###-###-####
www.debbiekinder.net

2 moms found this helpful

H.,
Many people find that Health Insurance is not affordable for their financial budget. They end up buying high deductable or catastrophie policies. I market a discount Health and Dental plan and would to glad to speak with you or send more information. This is NOT Insurance, it is Fee For Service. We can save you up to 80%. Immediate participation and covers entire household for $39.95!! It includes Dental, Vision, Prescription, Chiropractic, Doctor visits, Ancillary ( all those extras, such as MRI, Sona Gram, Mamogram,lab work etc.) Hospital Advacacy, and 24/7 Nurse Hot Line. No Limits on services. The Savings is incredible! CLICK on my website at http://www.mybenefitsplus.com/ncarson or call N. ###-###-####.

2 moms found this helpful

I would highly recommend you to Glenn Bates with Covenant Health which is also listed on Mamasource. I have used Glenn, he is a honest, professional, knowledgeable and will show you all your options not just one solution. You could reach him at ###-###-#### or ____@____.com took me about 4 weeks to get approved. Hope this helps.

Thanks!

1 mom found this helpful

Congrats. That is so exciting to be a SAHM. What a blessing. My husband sells health insurance. He would love to answer all your questions! Jerel Curtis ###-###-#### God Bless You! T.

H.,

I am not sure what insurance to go with, but I do know that after you quit, COBRA comes into action. You have the option to continue on with your current insurance (for your previous cost, and the cost that the school district paid) for one year I think.

For sure, ask HR about this, but it is an option for you so you can still be insured.

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