I like getting a refund because I am not very good at savings right now... working on it, but still haven't mastered it. And bank's interest sucks anyways so not a whole lot of difference. After ALLLLL the taxes they take out of a paycheck it's an insult for them to want more at the end of the year. After paying so much in taxes, I want some of it back.. it's like getting some of your salary back, you know, the money YOU worked for.
Update** Your right about struggling paycheck to paycheck, I personally don't have that problem... my parents have bills galore and then have to pay 3-4k at tax time it's ridiculous. So they can't pay off bills with tax money or stop struggling like they are because the gov't wants more.
I do agree that breaking even is the ideal situation but I do love that mirage of a refund sometimes, it always seems to come when I need it ironically. But I do think the extra 2-300 a month would be awesome too so I too, am on the fence. Anything is better than owing though but sometimes the refund isn't even about taxes you already paid, it could be from tax credits, pell grants or children.
@Bobbi - I'm more nervous about the bank's going stupid since they seem to be doing it already with mortgages lol. but that's a good point