I have almost the same setup as you: ATT Uverse for TV and Internet and ATT for cell with iPhone. For ATT Uverse, I only have the 100 channels (Family plan), no DVR and I just dropped one of the receivers in a bedroom (saving another $7/month). We don't watch much TV anyway, don't need to record anything because of that either. We spend time together, doing educational things, reading, games, activities, etc. For Internet, we don't download anything big, so a lower speed is fine. For cell phone, we just have the 350 min. package with 5000 on w/e's (plus the data plan) and that is plenty since we mostly call family and friends that are on ATT as well, so it's free. There are free text apps out there, so you shouldn't need to pay additional for text (use Yahoo - it's free or email). I hope this helps.