I also went to their website, and did a little research. This is sending up lots of questions for me. 1.) If they are a legitimate business, why do they have 2 websites one is a .com, the other a .org. One of the websites, they are offering a million dollar cruise, seems fishy if they are interested in helping charities. This also talks about a home business, which most of the ones I have seen are all a ploy or fakes. How did you mom become aware of this website? As a licensed financial consultant, I am always fishy when my customers tell me that they want to invest in a new company, or one that is unheard of by the public. If this was legitimate, the only way for a business to raise capital is by bonds or by selling stocks. Bonds work like a savings bond, and it is a debt product. If the co goes belly up, people holding the bonds collect their money. Stocks are what's traded on the Dow and Nasdaq, and when you own stock, you own part of that company. With either one of these options, the SEC investigates thoroughly the company, and it is normally done with the help of lawyers. If this company didn't go through either route, I would say that they have something to hide. Good luck.