N.H. asks from Tucson, AZ on May 14, 2008
Myself Health Insurance
I have found out that i an going to have a baby.I have no insurance i am on my third month and have not seen a OBGYN yet I have been waiting to here back from kidscare but they are taking a long time in the meantime here I am getting woried that i will not get approved but my husband and i can't afford any other plan i already have two kids. We are in the middle "we dont make enough or we make to much"I don't know what to do! please help if anyone has idea's Thank You.
A.H. answers from Phoenix on May 15, 2008
You may want to consider a homebirth, if you're so inclined. The out of pocket cost is between $1600 and $3600, depending on the midwifery practice. They all take payments, some even barter. That cost covers all prenatal visits and the birth. The only extra costs are nominal lab fees which vary depending on which tests you choose to have or decline and $35 or so for a birth kit to have at home. In a homebirth setting, you are the boss and can do whatever you want. Many offer water tubs for labor and/or birth as an option, too.
Just food for thought.
D.K. answers from Phoenix on May 15, 2008
I am looking into Mercicare. It is not access but it is a part of it. I spoke with:
Richard A. Kerr
Healthcare Group of Arizona
10851 N. Black Canyon Hwy.
Phoenix, AZ 85029
They are not enrolling anyone until August but you could call him and get on a waiting list.
E.H. answers from Phoenix on May 15, 2008
we were in the same boat. if you do not qualify for ahcccs, there is a great place to get all you prenatal care for around $400. AID TO WOMEN center in Tempe. Dr Statt. I don't know what we would have done without him. ###-###-####.
V.J. answers from Phoenix on May 14, 2008
Depending on your income you might qualify for AHCCCS coverage. My sister-in-law had both of her daughters using their coverage and is currently using it for her third pregnancy. She has had great doctors with it and her costs have been minimal. I believe she said her copay was something like $10 when she gave birth at the hospital. I have United Healthcare coverage and I paid $1800 for a routine delivery!
Best of luck and congrats on your new pregnancy! I hope everything works out for you. :)
1 mom found this helpful
D.N. answers from Phoenix on May 15, 2008
I don't know if you've heard of it or not, but when you make your OB/GYN appt, find out if the doctor accepts AHCCCS (Arizona Health Care Cost Containment System). If they do, you can apply directly through their office. It is MUCH quicker to apply through the office. If you don't and go through the DES office instead, (Department of Economic Security) it can take months! Take my advice and apply through the office! We had AHCCCS when my husband and I weren't married, and we have AHCCCS now that we are having our daughter and are married. It can't hurt to try! Good luck!
B.B. answers from Phoenix on May 15, 2008
I was wondering if you have tried going through DES. When I had my son I was on that and when your pregnant they rush your application through. It just a thought, maybe look into it, if you already haven't.
M.C. answers from Phoenix on May 15, 2008
Check in to free clinics around the valley that offer prenatal care..contact Maricopa Medical center, they use to have a free clinic. I work at John C lincoln hospital and i know that we have delivery packages available. That means that if you pay for your delivery and such ahead of time, they give you a huge break on the cost. They have all different types of packages (with or without an epidural, etc.) I am sure that other hospitals have this as well. Just call and talk to the OB director or the unit cordinator and they will be able to give you prices and since you are in your third month you could pay a little at a time and have it paid for before the baby comes...hope this helps!
K.V. answers from Phoenix on May 15, 2008
I would try to find a planned parenthood near you. I thought there was one on 32nd st and thunderbird. They do discount checkups and it is designed for those with out health care. I went to them gor birthcontrol when I did not have healthcare. They also help w/ pregnancy check ups and so on.
T.N. answers from Phoenix on May 15, 2008
I would encourage you to look into seeing if you can pay for it yourselves. Hopefully everything goes smoothly and if there are no complications the price can be affordable. The hospital will work with you and heavily discount it and accept payments most likely. And doctors have a discounted price for people who are paying without insurance so you can go get some checkups in the meantime to make sure the baby is healthy. I'm sorry to hear that you don't have insurance and I know very well what that's like from personal experience, but I know with a little budgeting and negotiating with the doctors/hospital you can work out something affordable so you can pay for your baby. I really wish you luck and an extremely healthy pregnancy. And as a little side note, having a midwife see you during pregnancy and deliver the baby versus a doctor can be much less expensive I believe, and I've heard it's a wonderful experience.
V.T. answers from Phoenix on May 15, 2008
I have an amazing Naturopathic Doctor that has been doing home births for over 20 years. She also does pediatrics. Her office is in Tempe. She takes payments. Her package is $3000. This includes, prenatal care, delivery & care of the baby for the first 6 weeks. Good luck! And please don't wait any longer to get care. Sara T.
S.F. answers from Phoenix on May 15, 2008
1. Keep saying your prayers! I believe God has a plan for all of us, Even if we can't see what it is right now.
2. When my daughter became pregnant with our first grandson, she had no insurance. She called the hospital and the doctor and make pre arrangements for payment and started paying now! So you want to do that immediately! And, the doctors liability goes up with every month and lack of his supervision. So call your doctor and go now!
3. Call 1-800-942-1260 choose 2 and then option 2 for the University of Mississippi Pregnancy Study by Dr. Doug Odom, OB-GYN -- the fewer the complications of your pregancy, the healthier you and your baby the best for everyone! Complications are expensive and fearful!
Call me with any questions at 866-508-2910. And I'll be glad to put some info in the mail for you!