L.L. asks from Tulsa, OK on February 27, 2007
Going Back to School and Not Working
So, I am going to start going back to school in June, my issue is, I don't want to work while I am in school. I want to know if there is anyone that has been able to not work and go to school. Can you get enough finicail aid to do that. We will still have my hubbys income, but that doesn't cover all of the bills. Any advice would be awesome.
A.M. answers from Tulsa on March 01, 2007
I was able to be a single mom and go to school full-time without working. I applied for several scholarships and grants (Pell Grant, OTAG, tuition wavers for transfer students, Dean's tuition waver, etc.) and got my tuition paid for. My living expenses were paid through low-interest loans, that I didn't have to pay back until I graduated.
S.H. answers from Wichita on March 01, 2007
I was in that same boat there for a while. WIC is wonderful and healthwave, too if you dont have insurance or if it went way up to cover the baby. Those are the only two things I used and WIC buys all the formula. Five cans are about $65 and they pay for that for a while or more depending on how much you need. You also get juice and baby cereal. Ive heard things about food stamps but I have no personal experience with that. You can call or visit the health dept. for more info. Hope this helps!
S.P. answers from Kansas City on February 28, 2007
Part of it depends on what you are going back to school for, and where. At UMKC, where I'm going, there is a significant amount of financial aide. For regular aide, call the student financial aide office at your school and ask them to help you figure out your options. I know there's a form to fill out. For scholarships and fellowships (fellowships I think are only open to grad students), you have to call the department and ask them where to look to find these funding sources. At UMKC, for example, each department has some aide to give out, the dean's office has some, the women's center has some, etc.
Good luck. I find that keeping up with my school work AND a family IS a full time job.
C.H. answers from Topeka on March 01, 2007
I have an opportunity for you to work from home and keep your family healthy if you are interested. Email me at ____@____.com.
L.H. answers from Enid on March 02, 2007
Hi L.....L. here also! I have been going to school full time since January of 2005. I did work for awhile, but the further you get, the harder it is to do both. I don't have a regular job now. You can get financial aid and student loans to help out. But if that isn't enough, you can do what I did and start a home based business. I am a consultant for The Body Shop at Home. I do in home spa parties. It's alot of fun. I set my own hours so I can work around my school schedule and if I am bogged down with school projects, then I can take some time off easily. It also makes it easy to work around kids activities. (I have 4 kids and 2 stepkids) Good luck with your classes. I hope this helps! If you need encouragement or help...let me know! You can do it!!
M.P. answers from Tulsa on March 01, 2007
Does your school offer loans, if so you could get a stafford loan and that would cover your bills, just try not to max them out and only get what you need, because they do add up fast and you do have to pay them back or maybe you can do a home business.
A.S. answers from St. Louis on March 01, 2007
I am hoping to do the same in May! I am currently in the same situation... only I will NOT be able to work because of my course load. I will be going back for my Masters which I will have clinicals so will not be able to work! This has not been an uncommon thing for me and my husband we have both supported each other through school. My husband and I both attended school at the same time and I was the only one working to support us. He was going to Medical school and unable to work and I worked full time and took all online classes. In order to make ends meet he had to pull out the full amount of money to live on. I did receive a PELL Grant since we were both in school and had a child. Now it is time for me to go back to school and not work but I don't know that I will qualify for all of the grants we once did. It will be a huge determining factor on whether I go back. (So apply for school and fill out the FASFA and see what loans/grants they offer to see if you can go without working). Another option is to do an Astrive Loan. It is a private loan that will allow you to pull up to $40,000 out (based on how much your school costs). Be careful not to pull out more than you need, it is a bit higher interest rate than standard student loans. There are many different options out there for you.
Feel free to email me at any time if you have any questions!
J.H. answers from St. Louis on March 01, 2007
It would be a huge commitment... but my siser in law is in the Air Force right now and when she gets out in a few months she plans to go into the Air Force reserves and go to Nursing School full time and not have a "real job".
I shoot wedding photography "on the side" and that helps me to stay at home. Maybe there is something like that you could do? Perhaps a weekend job? Going bck to school is a huge commitment, but well worth it, don't give up, you'll be surprised how little money you can live on once you widdle down your expenses enough.
M.R. answers from Kansas City on March 01, 2007
I am at Devry right now I have a 2 mo old and 20 mo old. My husband just started with the Fire Department. It can be done. I am part time in school, but I still got financial aid and a grant, what is your major gonna be and maybe I can point you in the direction of my advisor or some other resources.
Be Blessed, remember God honors any decision you make to better your life for you and your family it will ALL come together. There is no way that I should have been able to quit my job. I was a full time in retail management before quitting in September.
Talk to you soon,