5 answers

Getting a Car Without Good Credit? Is This Possible?

Hi there ladies,
I have a low credit score mainly due to medical bills from my little girl.
I am a single mom and find myself needing a new car soon.

My credit is only low becuase of medical bills and several dealerships said they can help me if I get a co signer.

Welll I don't have family - So I really don't have anyone to co sign?

Are there places I can go that can help me get into a nice decent car that is affordable without A Cosigner.

Im scared those tote note places are going to rip me off and screw me over.

Any advice is greatly appreshated

What can I do next?

More Answers

CASH. Find a way to pay cash and not have a loan.

I don't know your situation and if that is even possible, it is a thought. That way, you stay out of more debt.

A commercial on tv of Central Kia claims that they can help individuals with credit issues. They state they can find the right deal for your needs. I had a Kia and can tell you that it was a really nice car considering it was not top of line in some people's minds. It also comes with a 100,000 warranty and that is nice for single moms and definitley something to consider.

My brother had the same problem and was able to get a car from CarMax. The interest rate was 10%, but because of his credit, it was the best he could do. This was a few years ago in Maryland, but I'm assuming they are all the same. They also gave him 5 days to find another financial institution to get a loan from. I have never purchased a car from CarMax, but my husband and I both did well selling our cars to CarMax and found them to be very good to work with.

We just bought a car from Sam Pack Ford in Lewisville and we have horrible credit. They worked with us when no one else would! Give them a try!

Have you tried Ford Motor credit, they are always more laxed than the other banks. You also may try applying with AmeriCredit, they are a secondary lender. When I sold cars they always helped people with less than perfect credit.

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