J.P. asks from Little Elm, TX on July 13, 2010
V.T. answers from Dallas on July 13, 2010
I don't know about Texas, but when I worked for a Personal Injury Attorney in Maryland, Progressive was very hard to deal with in settling claims. Geico was much better. I personally have State Farm and am happy, but I know they are expensive here in Texas, but since my husband works for them, I have no choice.
1 mom found this helpful
D.G. answers from Dallas on July 13, 2010
I don't know about either of those 2 companies but I will second Texas Farm Bureau ! I have had them for close to 20 years now and my parents even longer. They are easy to work with and I have had great agents. I've never had any issues with claims (and I have had to have my car fixed plus another persons). They are also the cheapest in price. I tend to check around about 1x a year just to check and consistently for they are the best coverage for the best price. Good luck !
S.R. answers from Toledo on July 13, 2010
I had Progressive and never had a problem (except they don't offer rental cars under your policy unless you have that added). I no longer have Progressive, I am through Hastings Mutual (I live in Ohio) and they were slightly cheaper than Progressive (my agent offers both) and I get a discount with my house and car insurance through the same company.
E.M. answers from New York on July 14, 2010
I am a HUGE Geico fan and have had it for about 2 years. They help you get as many discounts as possible AND if you take an online defensive driving course (they have one linked up with GEICO) you can get another discount. I am a SAHM and took the course when I could-you can stop and start and when you are done, it automatically notifies GEICO for the discount. Do I sound like a commercial? Probably! But I am not working to stay home with my little girl and its the most affordable ins we found. The customer service is also pretty terrific.
F.H. answers from Phoenix on July 13, 2010
Hi J., I'm an independent insurance agent in AZ. Progressive is considered a "non-standard" insurance company in some of the eyes of other insurance companies. For example, if you have Progressive, MetLife will not take you.
Unless you are very familiar with insurance and coverage's, I would google "independent insurance agent in Little Elm TX" and go thru one of them. They are contracted with many companies and can quote you the same coverage thru all of them and see who has the best rate. Some, such as myself, can quote Progressive for you also.
Hope this helps, good luck!
D.B. answers from Charlotte on July 13, 2010
J., I don't have either of those companies, but my husband and I have always been VERY happy with Electric Insurance. You might like to check them out.
L.S. answers from Dallas on July 13, 2010
I have never used either but you may try Texas Farm Bureau Insurance. I know they have a location in Farmersville and waco but I think they may also have one closer to you. We checked into alot of insurance company's and they were the cheapiest by far! I actually told a friend of mine that lives near Garland about them and they switched and ended up saving about $500 a month. Their number is ###-###-####
E.C. answers from Dallas on July 13, 2010
I have had Farmers for 10 years since I started driving. My parents 20 years BUUTTTT I was paying $167 a month for full coverage and only 1 accident! (I am 26 and drive a 5yo loan car)
I got quotes from the following for the same EXACT coverage: Progressive, Statefarm, Geico, Nationwide, Fred Loya, Esurance, 21st Insurance, Allstate and who knows how many more.
They all were within $10 of what I had up or down. I wasn't going to change for just $10 a month UNTIL I got a quote from AAA!!!!
I am paying now $92 a month! Same exact coverage!! and I now have their awesome Roadside Assistance (they will bring a battery, tire, gas etc to you) if you drink they will tow you and one other person and your car up to 10 miles if you have had to much to drink. Also if you are in someone else's car and something happens you are covered too! So I am saving $75 a mo that is $900 a year!
I switch my renter's ins for my house to them and pay $7 a mo (farmers $8) but I have $30,000 coverage where farmers was only $10,000. I switch life ins (paid $12.10/mo for $75K with Farmers) and now have $100K with AAA for $11.35.
So for me I am saving between all insurances $921 a year. That is a lot toward student loan payoffs for me!
My mom, dad, brother and two friends have switched and are savings some serious $$$ as well!!
Call Chris Mallon (817/750-1493 - ____@____.com) I am not sure if he can help you in his area but he can refer if not to a local rep. Tell him E. Cronin sent you. Can't hurt to have a free quote!