When I was a teenager, I was getting bad rashes on my arms (inside the crooks of my elbows) and I couldn't figure out why. Then I realized it was the body wash from Bath and Body Works I was using; once I stopped using it they went away. But the rash was only on my arms, even though I used it all over my body. So I went through a similar experience. For lotion, I use Aveeno lotion that is fragrance-free; it is a pretty good moisturizer for my extremely dry skin, and I have no reactions to that one at all.