D.E. asks from Aurora, IL on February 08, 2008
AmeriPlan?? Does Anyone Use This, and Is It Worth the $20/Month? Dental/Vision
AmeriPlan?? Does anyone use this, and is it worth the $20/month? Our insurance policy doesn't cover Dental or Vision. So I'm wondering if there are others out there that use this coverage and if it's worth the money??
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Thanks for your input. I still need to do some research.
More Answers
V.E. answers from Chicago on February 09, 2008
Hi D.,
Yes it is worth the $20 a month. I have saved tons of money on dental and glasses for my family of six. Plus you can cancel it at anytime since you are not under any contract. If you want more information check out www.mybenefitsplus.com/vedmon or contact me.
Good luck on your research.
V.
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H.K. answers from Chicago on February 09, 2008
I had a similar plan for years,then when I needed to use it for dental I found that the dentists really were not accepting this,they would not ereturn calls.make appointments or anything,then to top it off I found out this was just a ''discount'' the provider will expect you to pay the rest of the bill at time of service,personally I would not waste money on it,find a dentist that will accept payments and go to someplace like Americas best for your vision..just my 2 cents worth
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M.D. answers from Chicago on February 09, 2008
L.I. answers from Chicago on February 09, 2008
I have the careington plan. It is similar. Just a discount and not all dentists take it. It is only I think 15.00 a month. It is better then nothing if you dont have dental insurance but you still need to pay up front unless your dentist takes payment plans. You can apply right on-line.
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S.F. answers from Fort Wayne on February 11, 2008
I think the AmeriPlan is basically a discount plan verses actual health insurance. $20/month sounds like a good rate for the whole family. You have to consider you're investing $240 a year. What are your co-pays for office visits? My dental insurance gives each person 2 free cleanings a year and 80% off any dental work like fillings, crowns, or dentures. My vision covers the first $130 of frames or contacts. Eye exam is free once a year. Then extra costs are 20% off such as high-index lenses, anti-reflective coatings, and no scratch. I would suggest getting the free exam and then going to a place like JC Penny's for frames. Often they will have a buy one get one free sale.
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