A.M. asks from Happy Valley, OR on May 05, 2010
i was in a car accident and my car got totaled. she t-boned me on the drivers side which also threw us in to a pole on the right side, so it was it then hit again. i had me and my three kids age 7, 4, 2 and an half. My 2 youngest went to hospital by emergency truck( i can't spell sorry) the middle one was strapped down to a board there. they seem fine phycally, but emotionlly not good they are haveing bad dreames, don't like to be in the car at all, and if i hit a bumb in the road, there scream and flip out. i ask the company what they thought a settlement for the kids would be they told me 800, 650, 500 for the kids. i don't think there is a enough money in the world that would ever help my kids through this, but would like to know what a good amount should be. now mind you i have a kids with autism too. one with adhd and bipolar, and one with adhd and anger issues, plus ocd. what do you think.
she was at fault and i not looking to get rich quick whatever money they get will go into a saving account for them. my company in paying for the medical and hers will pay mine back. i have already settle with hers for my totaled car they want to give me 1750 for my van, i end up getting 2990.00, this has just been very hard on my mom me and the 3 kids, i don't want to sue, but from what i got the lady should not have be driver she was very wishywashy on what happened but is taking full blame. the company thinks she may have been on drug at the time of the accident.
update so far
my three kids and me are all see a chiropractor right now and after the first appointment they had a better night sleep i did not have to get up as much as i had been. i am going in to see a accupuncter. my youngest does not talk so taking him to talk to someone won't help much, but thanks for that one. my middle child talks about it all the time with me and is doing ok right now, my oldest does not want to talk about it at all and is already talking to someone. so with any like we will be on the mend and starting to feel better soon. thank you all for the info you have give so far.
W.C. answers from Seattle on May 06, 2010
Go to an accident lawyer and tell him or her about the emotional damage (because that is what it is) you children are suffering and tell them that they need help to recover from that. If he or she is any good you should get more.
2 moms found this helpful
T.F. answers from Dallas on May 06, 2010
I don't understand how money is going to help your children. Are you looking for long term care for the medicial issues they already had?
If the insurance company is covering your expenses, then they are doing their job.
I'm sorry but I think people jump at the chance to sue because they think they are owed something. We are in sure a "sue happy" system that it makes things harder on EVERYONE so one person can get even.
The poster with 25,000 "free money" from the honeymoon just raised everyones rates at the hotel. As for the teen and a Mercedes ....Texting and driving don't mix but who cares if a teen has an IPhone and Mercedes, or that it is daddy's? My teen does, she's been through extensive drive training and is a good driver.
A settlement is not "free money". I think people should be held accountable for their wrong doings when accidents are caused but I don't think it is right for people to use that opportunity to try to gain a windfall.
If people want money, they should EARN it, like respectable people do.
9 moms found this helpful
R.S. answers from Seattle on May 06, 2010
Have any of your children required follow up medical care (including psychological treatment)? If not, and their only medical treatment was the trip to the hospital, it's not realistic to expect more than what the insurance company has offered you. I am a former claims adjuster and can tell you that claims are evaluated based on the severity of the accident, the severity of the injuries and the treatment received. I understand and agree that no amount of money will help your children, so you you need to heed your feeling about this and realize that money is not going to make it better. If your children are not emotionally recovered from the accident, get them some help and don't settle your claim until you are ready. Unless the accident made your children's current health issues worse, or it delayed their recovery, the insurance company doesn't owe you extra.
7 moms found this helpful
C.M. answers from Dallas on May 06, 2010
I just wanted to add something from another point of view....unless you really need the money and it will truly help with something then don't ask for it.
We were in an accident (my husband's fault) that was just a few days before Christmas. The man went to the hospital and we were okay and thank goodness that my daughter had decided to stay with my MIL for the day because the man on the motorcycle hit our van on the side she would have been sitting.
But, just because my family and I were fine physically, emotionally I was a wreck afterwards and am having a hard time with it. I felt so bad for the man (he is okay, but the fact that he had to spend Christmas in the hospital was so sad) and I kept thinking how horrible it would have been if my daughter had been in the car and just remembering the sounds was horrible and every time I drive through an intersection I have memories.
Then came all the financial things. We had insurance, but not full coverage. We don't have a lot of money as I am a SAHM and my husband works 40 hrs and goes to school full time. So, I was without my van for the 4 months it took my husband to work on it in his "spare" time. $1200 later I have two used doors on my van, the scratch is still on my back window and the door doesn't close right. Then we got the certified letter from the man's lawyer suing us. A few months later we got a letter from the man's insurance company wanting money from us.
So here we are, just a young family, struggling and trying to survive in this world, my husband made a mistake and we are paying over and over for it both mentally and financially.
All I am saying is unless that money will really help you and your family then think twice before asking for more money because that money has to come from somewhere and it may just come from someone who is barely staying afloat.
6 moms found this helpful
K.S. answers from Kansas City on May 05, 2010
And why is it that you think money will help out? I think what the insurance company is offering is fair. It is your job as a parent to comfort them through this, not the insurance companies money. We pay exhorbatent amounts in insurance, because people think money is owed to them for every little thing and that money will fix everything. Personally I think all the ins co. needs to do, is pay the hospital bills for the physical injuries, not emotional. Sorry, you probably don't like my answer!
5 moms found this helpful
J.C. answers from Anchorage on May 06, 2010
Can they prove she was on drugs? Did they do blood work at the time of the accident? If not, that accusation is only that, and has no baring on this. I think that what is fair is enough to cover some counseling to help your children get over any lingering fears they have of cars. Accidents happen, and I am sure she did not hit you with malicious intent. If the kids are traumatized work out a deal for her to pay for therapy, that is what I would consider a "good amount". Money is not going to help your kids feel safe, so it is irrelevant unless it is in relation to paying for real help. I hate how "sue happy" this nation has become.
4 moms found this helpful
M.D. answers from Portland on May 06, 2010
Many people have already suggested you talk with a personal injury lawyer. I strongly encourage you to do this! What people did not mention is that talking with a lawyer will not cost you anything. The initial consultation is free, and they work on a contingency basis. In other words, if they win the case for you, they collect a percentage of the settlement. If they don't win, they don't get paid. My guess is that the settlement will be many times greater than the original offer.
4 moms found this helpful
D.P. answers from Pittsburgh on May 06, 2010
The insurance should cover some counseling for your kids as well. If the insurance is covering the medical bills and counseling, what more do you need? Good luck!
3 moms found this helpful
J.W. answers from Seattle on May 06, 2010
Find yourself a personal injury attorney to get your kids the care and treatment they need as a result of this accident. The money will probably be placed in a trust with someone to manage to make sure that it goes for their expenses. Because an attorney will be involved, it will be more expensive for the other driver and their insurance company, but that's what happens when they try to get by on the cheap and discount the needs of kids. Same goes for you. This attorney will make sure that you are covered for all your expenses as well.
I wish you all a speedy recovery!
3 moms found this helpful